FHA VS Conventional loan programs in 2026 for Dudley, Worcester County, Massachusetts
In 2026, within Dudley, the county of Worcester, MA, the Conventional loan limit is $726,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to assess and compare today's rates across Conventional, FHA, and USDA loans. It provides insights into required income, credit, reserves, and documentation for qualification. With this advanced tool, review Conforming Conventional loans, USDA, FHA, and VA side by side to determine the best program in MA for your financial needs.
2026 Loan Limits and Down Payment Requirements in Dudley, Worcester County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the following zip codes: 1571
Options for Conventional and FHA Loans in Dudley, MA
The mission of Lendersa® is to swiftly obtain for you the most beneficial Conventional, USDA, or FHA loan without fuss. Choose from three starting paths to access matched lenders and loan programs.
Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.
Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
