FHA VS Conventional loan programs in Spencer, Worcester County, Massachusetts
The Conventional loan limit in Spencer for the year 2025 is set at $726,200 in the county of Worcester, MA, whereas the FHA limit for a single-family home is $472,030.
To compare current best rates between Conventional, FHA, and USDA loans, utilize the Lendersa® Conventional loan calculator. It helps you analyze requirements for income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator juxtaposes Conventional loans with USDA, FHA, and VA loans, aiding your decision on the most suitable program in MA for your financial picture.
Understanding loan limits and down payment needs in Spencer, located in Worcester, MA for 2025
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the zip codes: 1562
Conventional and FHA loan offers in Spencer, MA
Lendersa® aims to efficiently connect you with the most advantageous Conventional, USDA, or FHA loan options. You can choose from three starting points to match with suitable lenders and loan programs.
In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
141 North Belair Road, Suite 102, Evans, GA, 30809
Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.
First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Town Center Bank is looking for a customer service specialist. We are looking for friendly, enthusiastic, self-driven individuals to join our team! Responsibilities for these individuals include processing customer requests and transactions, cash handling, account opening and closing, and providing accurate and friendly customer service
The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.
11040 West Blue Mound Road, Suite 211, Milwaukee, WI, 53226
At U.S. MORTGAGE CORPORATION. We are a full-service mortgage company based in Milwaukee, Wisconsin. We specialize in Conventional, FHA, VA, Jumbo Loans in Milwaukee, Wisconsin. We also serve the surrounding cities in Milwaukee Metro area and the entire State of Wisconsin. Whether you are buying a home or refinancing in the State Of Wisconsin
Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. We offer clients customized mortgage solutions to obtain the BEST rate possible. Our average employee has over 12 years of banking and home loan financing experience.
Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.
