Explore the differences! FHA VS Conventional loan programs in Spencer, Worcester County, Massachusetts
The Conventional loan limit in Spencer for the year 2025 is set at $726,200 in the county of Worcester, MA, whereas the FHA limit for a single-family home is $472,030.
To compare current best rates between Conventional, FHA, and USDA loans, utilize the Lendersa® Conventional loan calculator. It helps you analyze requirements for income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator juxtaposes Conventional loans with USDA, FHA, and VA loans, aiding your decision on the most suitable program in MA for your financial picture.
Understanding loan limits and down payment needs in Spencer, located in Worcester, MA for 2025
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the zip codes: 1562
Conventional and FHA loan offers in Spencer, MA
Lendersa® aims to efficiently connect you with the most advantageous Conventional, USDA, or FHA loan options. You can choose from three starting points to match with suitable lenders and loan programs.
5975 South Quebec Street, Suite 275, Englewood, CO, 80111
Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
6436 South Racine Circle, Suite 117, Centennial, CO, 80111
We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.
7120 East Orchard Road, Suite 400, Englewood, CO, 80111
Our mission at Custom Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Colorado Lending Group is more than a mortgage lender—we are a team that strives to make home purchases and refinancing easier and more convenient. Serving Greenwood Village, Colorado, and the rest of the state, we strive to deliver up-to-date advice backed by more than 20 years of experience in the industry.
5445 DTC Parkway Penthouse, Suite 4, Englewood, CO, 80111
Homestead Lending, our dream is to help you realize YOUR dreams of home. Whether you are looking to PURCHASE a home, or REFINANCE your current home, our experts can find the perfect loan just for you and We have over over 30 years experience of working with home-buyers to realize their dreams of home-ownership. Our top priority
7935 East Prentice Avenue, Suite 301W, Englewood, CO, 80111
Foxfield Financial, our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. We make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
7350 East Progress Place, Suite 100, Englewood, CO, 80111
"Strong Financial Group Inc We help Coloradans and Californians obtain residential and commercial mortgages that best suite their unique, personal needs. Having been in business for over 17 years, we take pride in the personal touch we attach to each and every transaction and we offer a Conventional
FHA & VA Jumbo Loans Loan Amounts and more"
