FHA VS Conventional loan programs in 2026 for Leicester, Worcester County, Massachusetts

In 2026, the Conventional loan cap in Leicester, situated in the county of Worcester, MA, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

The Lendersa® Conventional loan calculator is an excellent tool for comparing the best current rates between Conventional, FHA, and USDA loans. It helps determine the qualifications, including income, credit requirements, reserves, and necessary documents. This advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in MA that suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Leicester, Worcester County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 01542

Discover Conventional and FHA Loan Options in Leicester, MA

The primary mission of Lendersa® is to connect you quickly and seamlessly to the best available Conventional, USDA, or FHA loans. Select one of three pathways that lead to matched lenders and optimal loan programs.

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Leicester Lenders

  • Webster Five
  • 35 Millbury Street, Auburn, MA, 01501
  • Lends in Massachusetts
  • Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.

  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Lends in Massachusetts
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.

  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • Lends in Massachusetts
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans

  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Lends in Massachusetts
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments

  • Capital Biz Solutions, Inc
  • 474 Grove St, Worcester, MA, 01605
  • Lends in Massachusetts
  • Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.

  • Worcester Police Department Credit Union
  • 805 West Boylston Street, Worcester, MA, 01606
  • Lends in Massachusetts
  • The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more

  • Homefield Credit Union
  • 86 Worcester St, North Grafton, MA, 01536
  • Lends in Massachusetts
  • Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.

  • Shrewsbury Federal Credit Union
  • 489 Boston Turnpike, Shrewsbury, MA, 01545
  • Lends in Massachusetts
  • Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing

  • Central One Federal Credit Union
  • 714 Main Street, Shrewsbury, MA, 01545
  • Lends in Massachusetts
  • Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.