FHA VS Conventional loan programs in Hatfield, Hampshire County, Massachusetts

In 2026, the loan limit for a conventional loan in Hatfield, located in Hampshire county, MA, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA options side by side, assisting you in choosing the best program for your financial scenario in MA.

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2026 Loan Limits and Down Payment Requirements in Hatfield, Hampshire County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 01066

Conventional and FHA Loan Options in Hatfield, MA

The objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to find matching lenders and loan programs.

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Hatfield Lenders

  • UMassFive College Federal Credit Union
  • 200 Westgate Center Dr, Hadley, MA, 01035
  • Lends in Massachusetts
  • At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.

  • Florence Bank
  • 85 Main Street, Florence, MA, 01062
  • Lends in Massachusetts
  • Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area.

    Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.

  • Holyoke Credit Union
  • 490 Westfield Road, Holyoke, MA, 01040
  • Lends in Massachusetts
  • Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.

  • Franklin First FCU
  • 57 Newton Street, Greenfield, MA, 01301
  • Lends in Massachusetts
  • Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.

  • The Polish National Credit Union
  • 46 Main Street, Chicopee, MA, 01020
  • Lends in Massachusetts
  • the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967

  • Alden Credit Union
  • 710 Grattan Street, Chicopee, MA, 01020
  • Lends in Massachusetts
  • Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value

  • LUSO FEDERAL CREDIT UNION
  • 599 East St, Ludlow, MA, 01056
  • Lends in Massachusetts
  • LUSO Federal Credit Union, is a member owned, not-for-profit financial cooperative, providing many services to you. We have checking accounts, savings accounts, mortgages, auto loans, refinancing and more with two Western MA branch locations in Ludlow and Wilbraham. We are dedicated to providing access to affordable credit and banking services

  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
  • Lends in Massachusetts
  • Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.

  • Pioneer Valley Credit Union
  • 246 Brookdale Drive, Springfield, MA, 01104
  • Lends in Massachusetts
  • Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.