FHA VS Conventional loan programs in Braddock-Heights, Frederick County, Maryland

For 2026, the Conventional loan limit in Braddock-Heights, part of Frederick County, MD, is $970,800. Meanwhile, the FHA limit for a single-family home is set at $970,800, providing a comprehensive understanding of current financial limits for prospective buyers.

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Loan calculator comparison tool

Utilize the Lendersa® Conventional loan calculator to explore and compare the best available rates today among Conventional, USDA, and FHA loans. Confirm the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you in choosing the most suitable program in MD for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Braddock-Heights, Frederick County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The limits in this comparison table apply to these zip codes: 21703, 21702, 21714

Exploring Conventional and FHA Loan Options in Braddock-Heights, MD

The aim of Lendersa® is to efficiently help you secure the best possible Conventional, USDA, or FHA loan without hassle. Select one of three pathways that lead to matching lenders and suitable loan programs.

  1. Create a comprehensive request optimized for Conventional, USDA, or FHA loans
  2. Review rates & terms for these loans prior to commitment
  3. Search the most extensive database of Conventional lenders
Lendersa USDA loan request results and matching outcomes



  • Kirtland Federal Credit Union - Home Loan Center
  • 6700 Jefferson St NE, Suite D-1, Albuquerque, NM, 87109

  • WE'RE LOCAL—We aren’t a huge national chain with one-size-fits-all banking options—we’re a local partner with BIG ideas and the latest technology to help our members solve problems and grow. We employ around 140 community members, and our employees range from bright, promising college students to seasoned financial geniuses

  • New Mexico Mortgage Advisors
  • 4811B Hardware Dr NE, Suite 1, Albuquerque, NM, 87109

  • New Mexico Mortgage Advisors has been providing the Albuquerque community with financing solutions that are unmatched in the Real Estate market. New Mexico Mortgage Advisors persevered through these hard times and remains a leader in the local New Mexican Real Esate market today.

  • Creative Lending Corporation
  • 5353 Wyoming Blvd NE, Suite C, Albuquerque, NM, 87109

  • Our professional loan officers provide recommendations for the best loan based on your needs. Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with Creative Lending Corporation. We take the time to listen and we’ll work with you to find a home loan.

  • Interface Mortgage
  • 5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109

  • As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.

  • Waterstone Mortgage Corporation
  • 6733 Academy Rd NE A, Albuquerque, NM, 87109

  • Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.

  • Legacy Mortgage
  • 6725 Academy Rd NE, Albuquerque, NM, 87109

  • We are continuing to monitor the ongoing situation regarding the spread and impact of the coronavirus (COVID-19). Legacy Mortgage and Legacy Lending Home Loans recognizes the gravity of this moment and the ensuing actions that have already been taken by federal, state, and local governments. We at Legacy Mortgage

  • On Q Financial
  • 100 Sun Ave NE, Suite 650, Albuquerque, NM, 87109

  • On Q Financial, Inc. believes the Dream of Homeownership is INCLUSIVE and prides itself on simplifying the mortgage process. There is nothing like the joy, comfort, and security that comes from owning a home, and On Q Financial takes great pride in knowing they helped over 10,000 families achieve their dream last year.

  • Vision Mortgage Group
  • 4901 McLeod Rd NE, Suite C, Albuquerque, NM, 87109

  • Vision Mortgage Group is a full-service mortgage lender in Albuquerque, New Mexico offering a variety of loan programs to fit your needs and requirements. Allow us to guide you through the entire process with honesty and integrity. With over 20 years of financial services experience Mo Marwan will make your home buying

  • Infiniti Mortgage, LLC
  • 4801 Lang Ave NE, Suite 110, Albuquerque, NM, 87109

  • Infiniti Mortgage, LLC has been offering professional mortgage brokering services to homebuyers in Albuquerque and all of New Mexico since 2000. Since then we have earned a reputation as the most trusted mortgage brokers in Albuquerque. We are always striving to attain the highest level of customer service satisfaction and trust

  • Indigo Mortgage
  • 5501 Eagle Rock Ave NE, Bldg B, Albuquerque, NM, 87113

  • Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.

  • Davis Mortgage LTD
  • 4313 Corrales Road, Suite 6, Corrales, NM, 87048

  • Davis Mortgage LTD is committed to providing clients with the highest quality financial services combined with the lowest rates available anywhere. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • The First State Bank of Malta
  • 1 South 1st Street East, Malta, MT, 59538

  • With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
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