Explore the differences! FHA VS Conventional loan programs in Frederick, Frederick County, Maryland
For the year 2025, the Conventional loan limit in Frederick, located in Frederick county, MD, is $1,089,300. Concurrently, the FHA limit for a single-family home stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to review and compare today's top rates for Conventional, FHA, and USDA loans. Identify the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in determining the best program in MD for your specific financial profile.
2025 Loan Limits and Downpayment Details in Frederick, Frederick County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The above table is relevant for the zip codes: 21705, 21703, 21702, 21701, 21709
Explore Conventional and FHA Loan Programs in Frederick, MD
Lendersa® is dedicated to providing the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three initial steps that lead to matching lenders and programs.
ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community.
First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud
Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.
At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
Our role as a value-added, relationship-based direct private money lender is to help real estate investors successfully leverage capital so they can do more deals for a better ROI.
Formed in 2008 by real estate investors for real estate investors as a flexible financing option for investors in a fluid and competitive real estate landscape.