FHA VS Conventional loan programs in 2025 for Cambridge, Dorchester County, Maryland
As of 2025, the Conventional loan cap in Cambridge, located in Dorchester county, MD, is $726,200, whereas the FHA cap is $472,030 for a single-family home.
The Lendersa® Conventional loan calculator helps you weigh today's Conventional against FHA and USDA rates, as well as the income, credit, reserves, and paperwork requirements. Our enhanced mortgage calculator allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the ideal program for your financial scenario in MD.
Loan limits and required down payments for 2025 in Cambridge, Dorchester county, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the following zip codes: 21613
Options for Conventional and FHA loans in Cambridge, MD
Lendersa® aims to offer you the best conceivable Conventional, USDA, or FHA loan quickly and effortlessly. Choose a starting point that aligns with compatible lenders and loan options.
11333 N. Scottsdale Rd. #293, Scottsdale, AZ, 85254
Merchants Mortgage and Merchants Funding is a private lender that specializes in short-term loans to real estate investors. We lend in Colorado, Arizona, Oregon, Washington, Kansas, Missouri, Texas, and California. The company has closed over $3 Billion in fix-and-flip, fix-to-hold, and construction transactions for its clients.
11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
25 S Arizona Place, Suite 111, Chandler, AZ, 85225
First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.
575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225
AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years.
It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.
3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225
"Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program.
Our knowledgeable team offers various loan options with competitive rates."
ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.
For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact.
My mentality is ""Shop Locally"". Working with me means you'll be getting the attention and consideration that your mortgage requires.
Our goal is simple: provide a level of service that exceeds expectations and deliver on time, every time. Period. From the very beginning, our approach focuses on integrity, honesty, knowledge and straight-forward communication, all of which create a solid foundation for developing lasting client and business partnerships.
