FHA VS Conventional loan in Lexington-Park, St. Mary's County, Maryland

In 2026, the limit for a Conventional loan in Lexington-Park, within the county of St. Mary's, MD, is $647,200. The FHA loan limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare current rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. This advanced tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping in selecting the best program in MD for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Lexington-Park, St. Mary's, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to the following zip codes: 20653

Available Loan Options: Conventional vs. FHA in Lexington-Park, MD

Lendersa® strives to facilitate the swift acquisition of the best available Conventional, USDA, or FHA loan, minimizing hassle. Choose one of the three starting points to successfully match with lenders and loan services.

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