FHA VS Conventional loan programs in Lexington-Park, St. Mary's County, Maryland
In 2026, the limit for a Conventional loan in Lexington-Park, within the county of St. Mary's, MD, is $647,200. The FHA loan limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare current rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. This advanced tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping in selecting the best program in MD for your financial scenario.
2026 Loan Limits and Down Payment Requirements in Lexington-Park, St. Mary's, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applies to the following zip codes: 20653
Available Loan Options: Conventional vs. FHA in Lexington-Park, MD
Lendersa® strives to facilitate the swift acquisition of the best available Conventional, USDA, or FHA loan, minimizing hassle. Choose one of the three starting points to successfully match with lenders and loan services.
Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
3261 Old Washington Road, Suite 1011, Waldorf, MD, 20602
Lends in Maryland
Colonial Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
4333 Charles Crossing Drive, White Plains, MD, 20695
Lends in Maryland
LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.
13205 Sunfield Terrace, Fort Washington, MD, 20744
Lends in Maryland
We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
