Conventional Loans Vs FHA in California, MD [in 2025]

For 2025, the conventional loan ceiling in California, St. Mary's county, MD, is set at $647,200, whereas the FHA cap for a single-family residence is $420,680.

Utilize Lendersa® Conventional loan calculator to contrast today's rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and paperwork for eligibility. Our comprehensive mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side to make an informed choice on the most suitable program in MD for your economic needs.

Options for Conventional and FHA loans in California, MD

The mission of Lendersa® is to help you swiftly and effortlessly secure the best Conventional, USDA, or FHA loan. Choose among three initial methods that help match you with the appropriate lenders and loan schemes.

(614) 818-1850 Lender's profile and map Reviews First Ohio Home Finance, Inc. 385 County Line Rd W, Suite 200, Westerville, OH, 43082 Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
(800) 939-9103 Lender's profile and map Reviews Cornerstone Bank, National Association 230 Park Avenue, Worcester, MA, 01609 Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
(978) 575-3053 Lender's profile and map Reviews Team Hunton 50 Elm Street, Suite 8, Worcester, MA, 01609 We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
(440) 320-4878 Lender's profile and map Reviews Gold Medal Mortgage Inc 37490 Harvest Drive, Avon, OH, 44011 Our mortgage team members will give you the personal service you deserve & treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity.So we make a commitment to you: we will help you qualify, apply & be approved for perfect mortgage loan for you.
(774) 888-6100 Lender's profile and map Reviews Bank 5 79 North Main Street, Fall River, MA, 02720 BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
(716) 286-7293 Lender's profile and map Reviews Lewiston Porter Federal Credit Union 4061 Creek Road, Youngstown, NY, 14174 The Lewiston Porter FCU was chartered in 1956. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union.
(518) 886-3400 Lender's profile and map Reviews Hudson River Community Credit Union One Third Street, Corinth, NY, 12822 Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union. Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
(877) 847-4337 Lender's profile and map Reviews Home Mortgage Solutions 2600 Oakstone Dr, Columbus, OH, 43231 HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.
(614) 580-9755 Lender's profile and map Reviews Ohio Capital Mortgage 2531 Tiller Lane, Suite B, Columbus, OH, 43231 We provide personal, hands-on service from start to finish. With a variety of mortgage products, our experienced and knowledgeable team is able to offer the perfect solution for you. We are dedicated to making the lives of our customers better by providing a hands-on, personalized mortgage lending process.
(614) 578-1623 Lender's profile and map Reviews Omniscient Real Estate Finance Corporation 2602 Oakstone Drive, Columbus, OH, 43231 Omniscient Real Estate Finance Corporation is a true mortgage broker devoted to serving the needs of the community. Omniscient works with a variety of lenders to ensure we find the best loan options for your situation. Our program strives to strengthen communities by empowering individuals to become effective homeowners