FHA VS Conventional loan programs in 2025 for Cape-St.-Claire, Anne Arundel County, Maryland

For 2025, the conventional loan limit in Cape-St.-Claire, within Anne Arundel County, MD, is $647,200, while the FHA limit for a single-family home is set at $583,050.

Leverage the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates. Determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side for you to decide on the best option in MD for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Cape-St.-Claire, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This table applies to the following zip codes: 21409

Finding Conventional and FHA Loan Options in Cape-St.-Claire, MD

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loans quickly and without hassle. Start by selecting one of three pathways leading to matching lenders and loan programs tailored to meet your needs.

Lendersa USDA loan request and matching results


  • Great Lakes Lending MI, LLC
  • 20700 Civic Center Dr, Suite 360, Southfield, MI, 48076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bernard Financial
  • 20700 Civic Center Drive, Suite 240, Southfield, MI, 48076
  • Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.
  • ADM Financial Group
  • 19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076
  • ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.
  • Mortgage Center
  • 26555 Evergreen Road, Suite 900, Southfield, MI, 48076
  • Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.
  • ACF Home Loans LLC
  • 1081 North University Boulevard, Suite C, Middletown, OH, 45042
  • ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
  • NORTHERN KENTUCKY FEDERAL CREDIT UNION
  • 2805 Alexandria Way, Highland Heights, KY, 41076
  • In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts. We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
  • PLB LENDING, LLC
  • 58069 Van Dyke Rd., Washington, MI, 48094
  • PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
  • Union Bank
  • 20 Lower Main St, Morrisville, VT, 05661
  • Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.