FHA VS Conventional loan programs in 2025 for Cresaptown, Allegany County, Maryland

In 2025, the loan limit for a conventional loan in Cresaptown, within Allegany county, MD, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Leverage Lendersa®'s Conventional loan calculator to evaluate the best rates available today for Conventional vs. FHA vs. USDA loans. It helps you identify necessary income, credit, reserves, and document requirements for qualification. Our comprehensive mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in MD for your unique financial requirements.

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Loan Limits and Downpayment Requirements for 2025 in Cresaptown, Allegany County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 21502, 21556

FHA and Conventional Loan Options in Cresaptown, MD

The aim of Lendersa® is to facilitate your access to the optimal Conventional, USDA, or FHA loan swiftly and without hassle. You can choose one of three starting strategies to connect with compatible lenders and programs.

Lendersa USDA loan request and results


  • Coastline Mortgage Consultants LLC
  • 215 Racine Drive, Suite 105, Wilmington, NC, 28403
  • Coastline Mortgage Consultants, LLC is one of Wilmington’s oldest mortgage companies. Founded in 2002, Coastline Mortgage Consultants, LLC is locally owned and operated by John Russ and Chad Ludwig. With over 40 years combined experience in the mortgage industry, John and Chad have successfully navigated multiple industry changes
  • National Home Finance
  • 3205 Randall Parkway, Suite 211, Wilmington, NC, 28403
  • National Home Finance is a Wilmington, NC based mortgage brokerage and mortgage lenders company. Our philosophy is simple: treat our customers as we wish to be treated. We take a consultative approach instead of pushing everyone into a cookie-cutter loan; we will find the type of mortgage loan that is best for you
  • Atlantic Coast Financial Services
  • 4520 Fountain Drive, Wilmington, NC, 28403
  • At Atlantic Coast Financial Services we never charge an upfront Application Fee or Appraisal Fee. We are paid directly by our Approved Lender partners when your loan closes and only when your loan closes, so we have a direct interest in making sure everything is done right and efficiently.
  • MC Mortgage Group
  • 1908 Eastwood Road, Suite 221, Wilmington, NC, 28403
  • MC Mortgage Group is the premier & choice residential mortgage company in North Carolina. We continually sharpen our focus on our customers by delivering on our commitment to provide the very best mortgage loan experience; by individualizing loans with the best rates, always closing on time & providing the best customer service in the business.
  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
  • United Bay Community Credit Union
  • 1309 N. Lincoln Ave., Bay City, MI, 48708
  • United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.
  • LIGHTHOUSE MORTGAGE LLC
  • 9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299
  • We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
  • Robinson Mortgage Group LLC
  • 1500 Envoy Circle, Suite 1508, Louisville, KY, 40299
  • Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
  • Park Community Credit Union
  • 2515 Blankenbaker Pkwy., Louisville, KY, 40299
  • Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).
  • Metro Mortgage Lending, Inc
  • 2305 Hurstbourne Village Dr, Suite 100, Louisville, KY, 40299
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Countryside Mortgage
  • 11420 Bluegrass Pkwy, Louisville, KY, 40299
  • Countryside Mortgage is locally owned and operated in Louisville, KY. I, David Zuhars, have over 21 years of personal lending experience. It was my vision in creating this company to separate ourselves from our competitors in pricing, knowledge and availability of products, and customer service. We believe we have the best pricing