FHA VS Conventional loan in Mountain-Lake-Park, Garrett County, Maryland

During the year 2025, the Conventional loan cap in Mountain-Lake-Park, situated in Garrett county, MD, is $647,200. Meanwhile, for a single-family house, the FHA limit is defined as $420,680.

Employ the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA superior rates. Identify income levels, credit requirements, reserves, and necessary documentation to qualify effectively. Our sophisticated mortgage calculator also lets you scrutinize Conforming Conventional loans, USDA, FHA, and VA options, side by side, to determine which scheme in MD caters best to your specific financial condition.

Discover and compare loan offers from over 100 lenders

2025 Loan limits along with down payment demands in Mountain-Lake-Park, Garrett county, MD

Type of Loan Maximum Loan Amount Down Payment Requirement
Conventional Conforming $647,200 Minimum 3%
USDA $285,000 None
FHA $420,680 3.5% Required

The table of comparisons applies to: 21550 zip codes

Exploring Conventional and FHA loan options available in Mountain-Lake-Park, MD

The mission of Lendersa® is to expediently provide you the most advantageous Conventional, USDA, or FHA loan with minimal challenges. Start with any of three pathways designed for aligning with compatible lenders and appropriate loan solutions.

USDA loan requests and matching results through Lendersa


  • Sea Point Capital
  • 15615 Alton Parkway, Suite 450, Irvine, CA, 92618
  • Seapointe Capital we weave together the goals and desires of our clientele to create custom tailored real estate solutions.We focus on a consultative approach to real estate acquisition / disposition, financing and ownership of all types of real estate. Our mantra: better thinking creates better solutions.
  • Family Home Lending Inc
  • 9831 Irvine Center Drive, Suite 100, Irvine, CA, 92618
  • Family Home Lending is founded by loan consultants who have over 15 years of experience successfully helping families navigate the home lending process. Our staff strives to remove the complexity and make every experience joyful. Utilizing our state of the art technology, we are able to provide borrower's with a portal.
  • RGM Finance
  • 300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charter Pacific Lending Corp.
  • 9891 Irvine Center Drive, Suite 190, Irvine, CA, 92618
  • Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder and top advisor, Babak Moghaddam has been opening doors to home buyers since 1989 and he is dedicated to making home financing a simple, efficient process
  • Total Quality Lending
  • 7700 Irvine Center Drive, Lake Forest, CA, 92618
  • Total Quality Lending mission is to empower our clients to make smarter decisions in Real Estate through providing the combination of service and education through home financing. We work together as one company, putting clients first, focused on finding better ways to meet their needs, demonstrating ownership through initiative.
  • Sefati Service Inc.
  • 200 Spectrum Center Drive, 3rd Floor, Irvine, CA, 92618
  • Sefati Service Inc. We are a full-service mortgage company based in Irvine, California. We are currently licensed in the state of Colorado. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Joseph Martelli Real Estate Investments Inc.
  • 16391 Scientific, Irvine, CA, 92618
  • JMREI is a financial service and real estate advisory company that has helped investors and developers reach their real estate goals for over 40 years. We’ve built a unique business model by helping clients find the finest investments and developments setting them up for lasting success. Since our inception,
  • Lexington Home Loans
  • 300 Spectrum Center Drive, Suite 170, Irvine, CA, 92618
  • At Lexington Home Loans, our reputation for integrity, honesty and accountability is essential to achieve our goal of becoming the best performing financial services company. Our customers and shareholders expect Lexington Home Loans and all of its employees to conduct business activities
  • ClearPath Lending
  • 15615 Alton Parkway, Suite 300, Irvine, CA, 92618
  • ClearPath Lending has strived to put the customer first in all parts of its operation. Headquartered in Irvine, CA, ClearPath Lending partners our industry leading customer service, with competitive rates and innovative technology platform. We provide an abundance of free tools and information to help home buyers