Explore the differences! FHA VS Conventional loan programs in Cumberland, Allegany County, Maryland

In 2025, the Conventional loan limit in Cumberland, which is located in Allegany county, MD, is $726,200, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to analyze and compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in MD for your financial circumstances.

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2025 Loan Limits and Downpayment Criteria in Cumberland, Allegany County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 21502, 21501, 21503, 21504, 21505

Conventional and FHA Loan Opportunities in Cumberland, MD

The objective of Lendersa® is to promptly provide the best Conventional, USDA, or FHA loan without hassle. Choose from three pathways that connect you with suitable lenders and loan programs.

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  • Landings Credit Union
  • 2800 S Mill Ave, Tempe, AZ, 85282
  • Landings Credit Union has been making a difference in the lives of our members and the communities we serve for more than 65 years. With that time comes both the experience and expertise of a big bank but with the sensibilities of a small business. We understand that banking needs aren’t a one size fits all type of thing
  • Inventive Home Lending
  • 1400 E. Southern Ave, Suite 615, Tempe, AZ, 85282
  • We understand that the purchase of your home is most likely the largest and sometimes most daunting financial decision you'll ever make. That's why we recognize the importance of the right financing. Not only do you want to be assured that you're financing at the best interest rate, you also want the pre-approval, application
  • Lender Estimate LLC
  • 64 E Broadway Rd Suite 212, Tempe, AZ, 85282
  • Lender Estimate Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Lending Studios LLC
  • 64 East Broadway Road, Suite 200, Tempe, AZ, 85282
  • Lending Studios was created because we believe customers are being underserved believing only large banks or lending institutions have the best options to serve them. More times than not, banks are highly limited in what they can provide, who they can provide it to, and are unjustly priced high because they are so focused on regulation.
  • Legacy Mortgage and Investment Corporation
  • 4500 South Lakeshore Drive, Suite 339, Tempe, AZ, 85282
  • At Legacy Lending USA. We are a full service mortgage company based in Tempe, Arizona. We specialize inFHA Mortgages and Conventional Loans in Tempe, Arizona. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership
  • AZ FINANCIAL, LLC
  • 4500 S. Lakeshore Drive Suite 328, Tempe, AZ, 85282
  • AZ Financial, LLC where trust is everything! We are excited to see that you have found our website and look forward to putting our 24 years of full time mortgage experience to work for you! We offer the best mortgage tools available on the internet with easy convenient online shopping.
  • Desert Capitol Services, LLC
  • 34406 N. 27th Dr, Suite 140, Phoenix, AZ, 85085
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pacific West Lending LLC
  • 14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
  • Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
  • Honor Mortgage, LLC
  • 144 East Eugie Avenue, Phoenix, AZ, 85022
  • "Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future. While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"
  • Oasis Financial
  • 1212 E. Baseline Rd, Suite 101, Tempe, AZ, 85283
  • Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.