FHA VS Conventional loan programs in 2025 for La-Vale, Allegany County, Maryland

In 2025, the Conventional loan limit set in La-Vale, within Allegany County, MD, is $647,200, whereas the FHA limit for a single-family residence is $420,680, providing a clear benchmark for home buyers seeking finance options in these areas.

Make use of the Lendersa® Conventional loan calculator to evaluate and contrast the top rates today for Conventional, FHA, and USDA loans. Identify the required income, credit level, reserves, and documents needed for qualification purposes. With our advanced mortgage calculator, assess Conforming Conventional loans alongside USDA, FHA, and VA loans side-by-side, assisting buyers in choosing the most compatible program in MD for their financial circumstances.

Review loan offers from over 100 lenders

Discover 2025 Loan Limits and Down Payment Requirements in La-Vale, Allegany County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is valid for the following zip codes: 21502

Navigating Conventional and FHA Loan Options in La-Vale, MD

At Lendersa®, our objective is to promptly supply you with the best Conventional, USDA, or FHA loan options without any hassle. Choose from one of three strategic approaches that connect you to suitable lenders and loan products.

Results from Lendersa's USDA loan requests and matchings


  • Wyse Home Loans LLC
  • 6979 Coors Court, Arvada, CO, 80004
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Residential Lending LLC
  • 6901 South Pierce Street, Suite 290, Littleton, CO, 80128
  • Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
  • Investors Choice Capital Group
  • 357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027
  • Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties. ICF’s management team has been involved in the real estate investment
  • 1STBANK
  • 12345 W. Colfax Ave, Lakewood, CO, 80215
  • FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
  • Premier 100 Mortgage
  • 710 Kipling St, Lakewood, CO, 80215
  • At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
  • Macro Financial Group Inc
  • 9450 West 11th Avenue, Denver, CO, 80215
  • "Since 1995, with our over 100 years of combined mortgage lending & real estate experience, Macro Financial Group has originated thousands of home loans for the residents of Colorado. In an ever-changing industry we pride ourselves on having the experience, education and relationships to walk you comfortably through the entire proce
  • Wilson Mortgage Group
  • PO Box 150578, Lakewood, CO, 80215
  • Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit
  • Orion Mortgage Inc
  • 10560 Wadsworth Boulevard, Broomfield, CO, 80021
  • Orion Mortgage, Inc. provides education for both potential borrowers and professionals. Don Opeka, CSA has two Reverse Mortgage seminars that lay out the facts, dispel the myths and provide actionable steps for how to use your home to stay in your home. His seminars, "Reverse Mortgage Myths - Real Stories Behind the Loans
  • Sigma Mortgage Corporation
  • 390 Interlocken Crescent, Suite 350, Centennial, CO, 80021
  • SigmaPro is a leading provider of business transformation (turnaround) consulting services. With decades of experience in strategy, performance assessment, performance improvement, Lean, Lean Six Sigma, Design for Six Sigma (DFSS), operations excellence, business model validation, revenue and margin optimization.
  • Elite Financial Team LLC
  • 390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
  • Elite Financial Team, LLC is a local, Colorado-based mortgage company, whose goal is to provide some of the lowest rates combined with some of the lowest fees, for any given loan scenario, without compromising superior customer service and satisfaction. Our goal is to provide a level of service second to non.