FHA VS Conventional loan programs in 2025 for Elkton, Cecil County, Maryland

In the year 2025, the conventional loan limit for a single-family home in Elkton, which is located in Cecil County, MD, is set at $726,200. For FHA loans, the limit is $529,000.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's best rates for Conventional, FHA, and USDA loans. It will help determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents Conforming Conventional loans side by side with USDA, FHA, and VA options, helping you select the best suited program in MD based on your financial situation.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements in Elkton, Cecil County, MD for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This table applies to ZIP codes: 21921, 21922

Explore Conventional and FHA Loan Options in Elkton, MD

The aim of Lendersa® is to quickly help you secure the most suitable Conventional, USDA, or FHA loan with ease. Start by choosing one of these three options to connect with potential lenders and explore loan programs.

Lendersa USDA loan request and matching results


  • General Realty Group Inc.
  • 14914 Burbank Boulevard, Sherman Oaks, CA, 91411
  • "General Realty Group, Inc. offers consumers a wide variety of mortgage products at competitive rates and terms delivered with exceptional service and support throughout the entire loan process. We offer a full line of loan products including FHA/VA and Conventional Loans, including fixed and adjustable options."
  • Equity Financial Mortgage
  • 5900 Sepulveda Boulevard, Suite 525, Sherman Oaks, CA, 91411
  • Equity Financial Mortgage we strive to evaluate all the mortgage possibilities that are right for you, working with you every step of the way. That way, we can create a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in California.
  • BAINBRIDGE LENDING GROUP, LLC
  • 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
  • BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
  • LMB Mortgage Services, Inc
  • 4859 W Slauson Ave, Suite 405, Los Angeles, CA, 90056
  • LowerMyBills.com is a premier, free online service for consumers to compare low rates on monthly bills and reduce the cost of living. LowerMyBills.com is the one-stop destination that offers savings through relationships with more than 500 service providers across multiple categories, including home loans, credit cards, auto and health insurance.
  • Amergroup Mortgage Corp
  • 111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kbishop Holdings Corporation
  • 401 East Hillcrest Boulevard, Suite J, Inglewood, CA, 90301
  • At KBishop Funding, we are committed to providing our clients with the highest-quality financial services to ensure that they receive the best possible loan for not just the lowest rate and payment, but also the best possible structure for closing costs. Many of our clients opt for a No Broker Fee scenario, only offered on Conventional Loans.
  • Four Seasons Realty & Management Inc.
  • 608 West Manchester Boulevard, Suite 202, Inglewood, CA, 90301
  • Four Seasons Realty & Management Inc.’s focuses on helping people buy sell and get mortgage financing for residential, commercial and investment property. As part of California Association of Realtors and the National Association of Mortgage Brokers our team members are proud to serve the community we live in.
  • RC Brown Homes
  • 401 E Hillcrest Blvd, Inglewood, CA, 90301
  • RC Brown Homes we are experts at what we do. First time buyers, refi, VA. Find YOUR dream with RC Brown Homes. and full-service real estate agency RC Brown Homes has helped buyers and sellers tackle everything from the search, to new construction to securing the financing to get it ALL done.
  • We Loan Money Inc
  • 111 North La Brea, Suite 406B, Inglewood, CA, 90301
  • WLM Financial is a Community First Business, which means we lend assistance to the community in any way possible inside and outside of the office. We work closely with a multitude of lenders and other financial institutions to best find the lowest possible rates for our clints.
  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.