FHA VS Conventional loan programs in North-East, Cecil County, Maryland

In 2025, the limit for Conventional loans in North-East, located within Cecil County, MD, is $647,200. On the other hand, the FHA limit for a single-family home stands at $477,250, providing a clear boundary for those seeking home financing within these constraints.

Take advantage of the Lendersa® Conventional loan calculator to assess and compare today's best rates across Conventional, FHA, and USDA loans. Identify the necessary income, credit level, reserves, and documentation required for loan qualification. Our sophisticated mortgage calculator allows you to review Conforming Conventional loans alongside USDA, FHA, and VA options, aiding you in deciding which program in MD aligns best with your financial needs.

Look at loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in North-East, Cecil County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This comparison table is relevant for the following zip codes: 21901, 21921

Explore Conventional and FHA Loan Options in North-East, MD

The aim of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan for you promptly and without hassle. Choose from one of three strategic starting points that guide you to matched lenders and potential loan offerings.

Results of Lendersa USDA loan requests and matches


  • Pathway Mortgage
  • 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Advisors Capital, Inc.
  • 9810 Grand River Ave, Suite C-200, Novi, MI, 48375
  • We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.
  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
  • DayMet Credit Union
  • 4988 Wagner Ford Road, Dayton, OH, 45414
  • DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
  • Day Air Credit Union
  • 3434 York Commons Blvd, Dayton, OH, 45414
  • Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.
  • C & G Mortgage
  • 4165 Little York Rd., Dayton, OH, 45414
  • At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle
  • Level Up Home Loans LLC
  • 42191 East Ann Arbor Road, Plymouth, MI, 48170
  • Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Mortgage Ink
  • 42875 Five Mile Rd., Plymouth, MI, 48170
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.