FHA VS Conventional loan programs in 2025 for Laurel, Prince George's County, Maryland
In 2025, the conventional loan cap in Laurel, located in Prince George's County, MD, is $970,800. Conversely, for a single-family home, the FHA limit stands at $970,800.
Utilize the Lendersa® Conventional loan calculator to compare the best rates currently available for Conventional, FHA, and USDA loans. Discover the required income, credit ratings, reserves, and necessary documentation for eligibility. With our advanced mortgage tools, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in the decision of which program in MD best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Laurel, Prince George's, MD
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is applicable to zip codes: 20707, 20725, 20797
Options for Conventional and FHA Loans in Laurel, MD
The objective of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three available starting points to find matching lenders and loan programs.
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At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
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Patriot Bank is a full-service bank with a focus on community service. The bank serves the growing markets of Shelby County, Tipton County and Fayette County with a wide range of consumer and commercial accounts and a mortgage division. Patriot Bank opened in Millington in October 2001 and has grown to eight full service banks in Arlington
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