FHA VS Conventional loan programs in Laurel, Prince George's County, Maryland
In 2025, the conventional loan cap in Laurel, located in Prince George's County, MD, is $970,800. Conversely, for a single-family home, the FHA limit stands at $970,800.
Utilize the Lendersa® Conventional loan calculator to compare the best rates currently available for Conventional, FHA, and USDA loans. Discover the required income, credit ratings, reserves, and necessary documentation for eligibility. With our advanced mortgage tools, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in the decision of which program in MD best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Laurel, Prince George's, MD
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is applicable to zip codes: 20707, 20725, 20797
Options for Conventional and FHA Loans in Laurel, MD
The objective of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three available starting points to find matching lenders and loan programs.
"We are mortgage broker company. We are here to find the best mortgage rate for our local clients.
Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
We strive to educate our borrowers so they completely understand their loan options and the mortgage process. We want them to have peace of mind knowing they are making a well-informed decision.Step-by-step, we interact with our clients throughout the transaction to help manage expectations. They know exactly what is going on with their loan.
My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013.
On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
"A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs.
Since everyone has different needs, with us you have options, many options."
Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.
Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.
