Explore the differences! FHA VS Conventional loan programs in Overlea, Baltimore County, Maryland

In 2025, the loan limit for a conventional mortgage in Overlea, Baltimore county, MD, is $726,200. For a single-family home, the FHA limit is $632,500.

Use the Lendersa® Conventional loan calculator to explore and compare today's available rates between Conventional, FHA, and USDA loans. It determines the income, credit, reserve requirements, and necessary documents for qualification. Our advanced calculator allows you to assess Conforming Conventional, USDA, FHA, and VA loans together, helping you decide which program suits your financial situation in MD best.

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2025: Loan Limits and Down Payment Needs in Overlea, Baltimore, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This table is relevant for zip codes: 21236, 21234, 21206

Options for Conventional and FHA Loans in Overlea, MD

Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan for you without any hassle. Choose from three starting options to connect with lenders and tailored loan programs.

USDA loan request and results by Lendersa


  • JNC Mortgage Company
  • 8105 Porto Cove, Round Rock, TX, 78665
  • JNC Mortgage is an incorporated full service mortgage company which has been providing home loans for first time buyers and growing families since 1998. At JNC Mortgage our residential mortgage experts specialize in helping you find the best loan available that fits your family's.
  • Interstate Bank SSB
  • 301 S. Main, Perryton, TX, 79070
  • On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.
  • Eddie Fooshang Mortgage Team
  • 1490 Rusk Rd, Suite 401, Round Rock, TX, 78664
  • Eddie Fooshang is a Residential Mortgage Loan Originator. As a teen age boy in Egypt, he was fascinated with America through his favorite show “Walker Texas Ranger”. He dreamt of the day he would move to the USA, & specifically Texas to live the American Dream! His love for America and the American dream made him so passionate about home ownership.
  • Austin Mortgage Associates
  • 1717 N Mays St, Round Rock, TX, 78664
  • Austin Mortgage Associate are a full-service residential mortgage broker providing Texas Home Loans in Austin, Houston, San Antonio, and Dallas and Fort Worth metro areas. We have been serving the needs of the residential mortgage community since 2000. Our customers know us for competitive rates and consistent customer satisfaction
  • Grant County Bank
  • 201 South Main Street, Ulysses, KS, 67880
  • The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
  • Curran Mortgage Inc.
  • 1303 West Industrial Boulevard, Round Rock, TX, 78681
  • As an experienced and skilled mortgage lending team, Curran Mortgage understands each transaction is different, as is every client’s home and individual needs. To offer the highest level of service from our clients' perspective — we seek to understand their immediate and long term financial goals.
  • Celink
  • 101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
  • Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
  • First National Bank and Trust Bottineau
  • 424 Main St, Bottineau, ND, 58318
  • First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,
  • American Bank of Commerce Wolfforth
  • 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
  • The American Bank of Commerce first opened for business as Wolfforth State Bank on September 11, 1962 with James S. Moore as chairman of the board. In January 1963, Wolfforth State Bank moved from temporary facilities to its first home in downtown Wolfforth, Texas. Wolfforth State Bank changed its name to American Bank of Commerce
  • Tiffany's Hard Money Real Estate Loans LLC
  • 9900 Spectrum Dr, Austin, TX, 78717
  • Tiffany is an experienced lending executive officer with a demonstrated history of working in the financial services industry since 1993. Skilled in Public Speaking, Hard Money Lending, Conventional, FHA, & VA Lending, Nonprofit Organizations, Marketing Management, Negotiation, Business Planning, Networking, and Coaching.
  • Infinity Mortgage Holdings, LLC
  • 10920 Lakeline Mall Drive, Suite 200, Austin, TX, 78717
  • Infinity Mortgage Holding LLC is Founded in Austin Texas in 2016, Infinity Mortgage is built on a platform of service: to our clients, and to our team. Our strength lies in our communication, our relationships, and our execution and also Infinity Mortgage Holdings, LLC is committed to providing clients with the highest quality home loans.
  • HOMEWISE FINANCIAL CORP
  • PO Box 1774, Leander, TX, 78646
  • Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table memories in your new house.