Explore the differences! FHA VS Conventional loan programs in Perry-Hall, Baltimore County, Maryland
In 2026, the conventional loan limit in Perry-Hall, county of Baltimore, MD, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $583,050.
Use the Lendersa® Conventional loan calculator to compare the current rates of Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation needed for qualification. With our sophisticated calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to determine the best program in MD for your financial situation.
2026 Loan Limits and Down Payment Requirements in Perry-Hall, county of Baltimore, MD
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$430,500
0%
FHA
$583,050
3.5%
This table relates to the following zip codes: 21236
Conventional and FHA Loan Options in Perry-Hall, MD
The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan quickly and without complication. Select from one of three starting points to find matching lenders and loan programs.
7939 Honeygo Boulevard, Suite 203, Baltimore, MD, 21236
Lends in Maryland
Open House Lending Corporation is a full-service mortgage company that goes the extra mile and produce's results. Our team has helped hundreds buy and refinance their homes decade after decade. Families have trusted our experienced team to handle not only their mortgage's but their family and friends too.
Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services
Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland.
The Bank operates from its main office in Parkville
We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
101 Chesapeake Park Plaza, Middle River, MD, 21220
Lends in Maryland
1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
Johns Hopkins Federal Credit Union was founded by a small group of Johns Hopkins University employees in 1971. As a credit union, our charter allows us to serve various groups. In our case, we have stuck to our roots, expanding to serve other Johns Hopkins and related entities. We truly are built by and for the Hopkins community.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
Trius delivers fast, reliable private lending for real estate investors who need certainty to win deals. We move quickly, communicate clearly, and execute without delays.
Fix & Flip and Fix-to-Rent loans (up to 100% rehab), all property types, $150K–$3.5MM. New investors welcome. Closings in as little as 48 hours.
