FHA VS Conventional loan in Perry-Hall, Baltimore County, Maryland

In 2026, the conventional loan limit in Perry-Hall, county of Baltimore, MD, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $583,050.

Use the Lendersa® Conventional loan calculator to compare the current rates of Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation needed for qualification. With our sophisticated calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to determine the best program in MD for your financial situation.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Perry-Hall, county of Baltimore, MD

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This table relates to the following zip codes: 21236, 21234, 21128

Conventional and FHA Loan Options in Perry-Hall, MD

The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan quickly and without complication. Select from one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan request and matching


  • Archer Heights Credit Union
  • 6554 W Archer Avenue, Chicago, IL, 60638
  • Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,

  • Metropolitan Mortgage Corp.
  • 7018 W. Archer Ave, Chicago, IL, 60638
  • With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams.

    Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible

  • Prime Rate Lending Group Inc
  • 6501 West Archer Avenue, Chicago, IL, 60638
  • Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service

  • Preferred Bank
  • 602 North State Highway 49, Casey, IL, 62420
  • "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."

  • Federated Bank
  • 107 North Chestnut, Onarga, IL, 60955
  • At Federated Bank, you can still find great hometown service. That has been our way of doing business since since our founding in 1918 (read about it here). Today Federated is a community bank offering complete personal banking, business banking, and trust services in North Central Illinois along Interstate 57.

  • First State Bank of AL
  • PO Box 681299, Fort Payne, AL, 35968
  • Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.

  • Katahdin Trust Company
  • 11 Main Street, Patten, ME, 04765
  • Katahdin Trust is built on our heritage of commitment to the growth of the communities we serve.

    In our role as a true community bank, Katahdin Trust and its employees have long been recognized for our commitment to giving back to the communities that we serve. We are very proud that our commitment to communities is so extensive.

  • Mortgage Loan Direct Inc
  • 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Avalon Mortgage Services Inc
  • 9439 West 144th Place, Orland Park, IL, 60462
  • Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.