FHA VS Conventional loan programs in 2025 for Carney, Baltimore County, Maryland

In 2025, Convetional loan limit in Carney, county of Baltimore, MD is $726,200 while FHA limit is $632,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MD is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Carney, county of Baltimore, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

The comparison table applies to zip codes: 21234, 21057

Conventional and FHA loan options in Carney, MD

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Oceanside Lending LLC
  • 7280 West Palmetto Park Road, Suite 201N, Boca Raton, FL, 33433
  • We help clients achieve the American Dream of Homeownership while going the extra mile to make the process smooth efficient & explained. Feel the difference of a Concierge Lending Experience that combines technology with efficiency. Whether you’re buying, selling, refinancing, building your dream home you have a lot riding on your loan officer.
  • MJS Financial LLC
  • 22140 Primrose Way, Boca Raton, FL, 33433
  • We are a small brokerage with over sixteen years of experience as a licensed mortgage brokerage. Being a small brokerage we have lower overhead and more control over what we can do for you.brokerage with over sixteen years of experience as a licensed mortgage brokerage. We can help you get approved for mortgages and refinancing.
  • MCS Mortgage Services Inc
  • 7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Intercontinental Capital Group, Inc.
  • 7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
  • ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.
  • WCF Financial Bank
  • 401 Fair Meadow Dr, Webster City, IA, 50595
  • WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services. After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service
  • GCM Mortgage LLC
  • 23257 North State Road Seven, Suite 200, Boca Raton, FL, 33428
  • GCM Mortgage LLC offers some of the lowest rates and makes the Mortgage loan process as easy as ABC, quick and straightforward for borrowers seeking a mortgage in the Florida area. Our primary goal is to build lasting relationships with each of our clients so that we will continue providing excellent services for many years to come.
  • AFI Financial Inc
  • 22188 Waterside Dr, Boca Raton, FL, 33428
  • AFI Financial Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • A to Z Capital
  • 9825 Marina Blvd Suite 100, Boca Raton, FL, 33428
  • We are your one-stop shop for all of your mortgage needs. A to Z Capital, a Florida lender/broker that provides services for all types of loans including, but not limited to, hard-money, owner-occupied, FHA/VA/Conventional, cash-out refinances, investment property, commercial, and private loan placement specialist.
  • Central Arkansas Finance, Inc
  • 939 Locust St, Conway, AR, 72034
  • Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.