FHA VS Conventional loan in Parkville, Baltimore County, Maryland

In the year 2025, the conventional loan limit for a single-family home in Parkville, located in Baltimore, MD, stands at $726,200. In contrast, the FHA limit is $632,500.

Utilize the Lendersa® Conventional loan calculator to contrast today's Conventional, FHA, and USDA rates. Discover the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA to assist in selecting the most suitable program in MD for your financial needs.

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Loan limits and down payment requirements for 2025 in Parkville, Baltimore, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

These details pertain to zip codes: 21234

Exploring Conventional and FHA loan alternatives in Parkville, MD

The objective of Lendersa® is to streamline the process of obtaining the best possible Conventional, USDA, or FHA loan. Choose from three main starting points to find matched lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Mahone Mortgage LLC
  • 685 Berkmar Court, Charlottesville, VA, 22901
  • Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.
  • Crown Mortgage
  • 620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901
  • We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.
  • Village Bank
  • 15871 City View Drive, Suite 300, Midlothian, VA, 23113
  • At Village Bank, we believe you're a neighbor, not a number. Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every individual and business to the time we spend volunteering in our communities, we far more than just another bank.
  • Village Bank Mortgage
  • 15871 City View Drive, Suite 300, Midlothian, VA, 23113
  • Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every person, to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage lender. It is a place where the power of friendship, community and people working together.
  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.
  • Blue Ridge Bank
  • 11450 Robious Road N, Richmond, VA, 23235
  • Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services
  • Prospera Home Loans
  • 7148 Hull Street Rd, Richmond, VA, 23235
  • We give a strong commitment to client satisfaction & success. All our mortgage loan programs are designed to help you get the most out of them. Together with our professional & emphatic loan officers, you are in good hands. Our loan products will be tailored-fit to your specific needs and situation.
  • Money Avenue
  • 33 Wood Avenue S, Suite 448, Iselin, NJ, 08830
  • Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions. Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
  • REMN Wholesale
  • 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830
  • REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
  • CASABELLA FINANCIAL SERVICES, LLC
  • 33 Wood Ave South, Iselin, NJ, 08830
  • At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.