FHA VS Conventional loan programs in 2025 for Princess-Anne, Somerset County, Maryland

In 2025, the limit for a Conventional loan in Princess-Anne, within the county of Somerset, MD, is $647,200. The FHA loan limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare current rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. This advanced tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping in selecting the best program in MD for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Princess-Anne, Somerset, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to the following zip codes: 21853

Available Loan Options: Conventional vs. FHA in Princess-Anne, MD

Lendersa® strives to facilitate the swift acquisition of the best available Conventional, USDA, or FHA loan, minimizing hassle. Choose one of the three starting points to successfully match with lenders and loan services.

Explore Lendersa USDA loan requests and matching outcomes


  • GENERATION MORTGAGE ASSOCIATES, LLC
  • 12052 100th Ave, Seminole, FL, 33772
  • "Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry. We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
  • Velocity Community Credit Union
  • 2801 PGA Boulevard, Palm Beach Gardens, FL, 33410
  • Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.
  • New Florida Mortgage LLC
  • 800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL, 33410
  • New Florida Mortgage is a mortgage powerhouse! Our principals began this journey a couple decades ago and have grown this operation due to excellent relationships with our clients and professional business contacts. We started out small, with just a couple of people and a small office, but today we aspire to greater things.
  • Dockside Loans LLC
  • 11952 Catalpha Avenue, Palm Beach Gardens, FL, 33410
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Highlands Residential Mortgage, Ltd.
  • 300 Village Square Crossing Suite 101, Palm Beach Gardens, FL, 33410
  • Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally
  • Arch Mortgage Corporation
  • 2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
  • "Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements. From the first question to the closing table"
  • My Liberty Loans Inc
  • 8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410
  • My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.
  • Loanleaders of America
  • 4365 Northlake Blvd., Palm Beach Gardens, FL, 33410
  • Fidelity is a diversified mortgage company, making use of state-of-the-art technology and the vast experience of our team to meet and realize the financial dreams of existing and perspective homeowners.Our goal at Fidelity is to provide our customers with the best mortgage experience throughout the entire process.