FHA VS Conventional loan programs in Princess-Anne, Somerset County, Maryland

In 2026, the limit for a Conventional loan in Princess-Anne, within the county of Somerset, MD, is $647,200. The FHA loan limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare current rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. This advanced tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping in selecting the best program in MD for your financial scenario.

Check loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Princess-Anne, Somerset, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to the following zip codes: 21853

Available Loan Options: Conventional vs. FHA in Princess-Anne, MD

Lendersa® strives to facilitate the swift acquisition of the best available Conventional, USDA, or FHA loan, minimizing hassle. Choose one of the three starting points to successfully match with lenders and loan services.

Explore Lendersa USDA loan requests and matching outcomes


Princess-Anne Lenders

  • Seafarer Home Corporation
  • 36 Seafarer Ln, Ocean Pines, MD, 21811
  • Lends in Maryland
  • As a licensed Mortgage Lender/Broker, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Seafarer Home specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions.

  • Cedar Point Federal Credit Union
  • 22745 Maple Road, Lexington Park, MD, 20653
  • Lends in Maryland
  • Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.