Explore the differences! FHA VS Conventional loan programs in Salisbury, Wicomico County, Maryland

For 2025, the Conventional loan limit in Salisbury, within Wicomico county, MD, is $726,200. The FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to review and compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables you to assess Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in choosing the most suitable program in MD for your financial circumstances.

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Loan Limits and Downpayment Requirements for 2025 in Salisbury, Wicomico County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the zip codes: 21802, 21804, 21801

Discover Conventional and FHA Loan Options in Salisbury, MD

The mission of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan while avoiding unnecessary complications. Select one of three starting points to connect with appropriate lenders and loan programs.

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  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
  • Go Loan Go LLC
  • 818 Windermere Avenue, Drexel Hill, PA, 19026
  • Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
  • Atlantic Finance Group LLC
  • 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
  • Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
  • Garden State Home Loans, Inc
  • 2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
  • Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.
  • Temple Mortgage LLC
  • 440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
  • Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.
  • Sky Financing Solutions
  • 728 S broad St, Philadelphia, PA, 19146
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • Paradise Mortgage Brokers LLC
  • 2518 Christian St, Philadelphia, PA, 19146
  • Paradise Mortgage Brokers to provide education & guidance for all future homebuyers & present homeowners for financial responsibility. With the latest technology we will maintain high trust relationships with our clients business partners, & communities. The growth of our team members individually & as one will remain to be a part of our mission.
  • Ritter Mortgage Group
  • 1230 Nottingham Road, Westminster, MD, 21157
  • The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
  • MortgageOne, LLC
  • 102 Skyline Ct, Westminster, MD, 21157
  • We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
  • MidAtlantic Farm Credit
  • 45 Aileron Ct., Westminster, MD, 21157
  • MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.
  • 804Mortgage, LLC
  • 708 Chimborazo Blvd, Richmond, VA, 23223
  • We are a full-service mortgage company based in Richmond, VA. We specialize in VA Loans, FHA Loans,& JUMBO Loans in Richmond. We also serve the surrounding cities in Richmond City County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Mortgage News Channel
  • 401 Route 70 East, Cherry Hill, NJ, 08034
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs. Our mission is to serve our customers with honesty, integrity and competence.