Explore the differences! FHA VS Conventional loan programs in Fruitland, Wicomico County, Maryland

This year, 2025, the conventional loan limit for Fruitland in Wicomico county, MD, is set at $726,200. For a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the most favorable rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserve, and document criteria necessary for qualification. Our state-of-the-art mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the program in MD that fits your unique financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Fruitland, Wicomico County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table comparison applies to zip codes: 21826

Options for Conventional and FHA Loans in Fruitland, MD

The goal of Lendersa® is to ensure that you quickly and effortlessly secure the most suitable Conventional, USDA, or FHA loan. You can choose from three starting points that align you with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Mortgage Advisory
  • 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
  • The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
  • Dave Financial Inc
  • 49 Downing Street, Ladera Ranch, CA, 92694
  • Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
  • Pivotal Capital Group
  • 111 Corporate Drive, #270, Ladera Ranch, CA, 92694
  • "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California. We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
  • LoanAction Mortgage Services
  • 24002 Via Fabricante, Suite 226, Mission Viejo, CA, 92691
  • LoanAction Mortgage Services is a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending. We are a direct-to-consumer mortgage company and we focus on three fundamentals: superior service, excellent rates and access to all types of home mortgage financing options.
  • Legacy Home Loans Inc
  • 25950 Acero, Suite 210, Mission Viejo, CA, 92691
  • At Legacy Home Loans our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of ReFinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life
  • Consumer Direct Home Loans
  • 25209 Terreno Drive, Mission Viejo, CA, 92691
  • At Consumer Direct Home Loans, where we specialize in residential mortgages. At Consumer Direct Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • South Coast Funding Group
  • 26381 Crown Valley Parkway, Suite 130, Mission Viejo, CA, 92691
  • At South coast funding group Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Open House Funding
  • 26842 Via Matador, Mission Viejo, CA, 92691
  • Open House Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Nationwide Financial Lending
  • 27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.