FHA VS Conventional loan programs in 2026 for Crisfield, Somerset County, Maryland

In 2026, the Conventional loan limit for Crisfield, located in Somerset County, MD, is set at $726,200. The FHA loan limit for a single-family home, however, is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to evaluate Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to the best program in MD for your particular financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Crisfield, Somerset County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 21817

Conventional and FHA Loan Options in Crisfield, MD

Lendersa® is committed to providing the best available Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting paths that match you with lenders and fitting loan programs.

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Crisfield Lenders

  • Cedar Point Federal Credit Union
  • 22745 Maple Road, Lexington Park, MD, 20653
  • Lends in Maryland
  • Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.

  • Seafarer Home Corporation
  • 36 Seafarer Ln, Ocean Pines, MD, 21811
  • Lends in Maryland
  • As a licensed Mortgage Lender/Broker, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Seafarer Home specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions.

  • Patriot NTNL Mortgage Corporation
  • 260 Merrimac Court, Prince Frederick, MD, 20678
  • Lends in Maryland
  • Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.