Explore the differences! FHA VS Conventional loan programs in Crofton, Anne Arundel County, Maryland

In the year 2026, the conventional loan limit for a single-family home in Crofton, situated in Anne Arundel, MD, is set at $726,200. The FHA loan limit for similar properties is $632,500.

Utilize the Lendersa® Conventional loan calculator to analyze and compare the top current rates between Conventional, FHA, and USDA loans. Understand the requirements for income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, view Conforming Conventional loans alongside USDA, FHA, and VA loans in order to determine which program in MD is best suited for your financial needs.

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2026 loan limits and down payment criteria in Crofton, Anne Arundel, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This comparison table is applicable to the following zip codes: 21054

Exploring Conventional and FHA loan options in Crofton, MD

The objective of Lendersa® is to swiftly assist you in obtaining the most suitable Conventional, USDA, or FHA loan without any hassle. Choose one of the available starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan request


Crofton Lenders

  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Lends in Maryland
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.

  • Navigator Mortgage Brokers
  • 16701 Melford Blvd, Suite 459, Bowie, MD, 20715
  • Lends in Maryland
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Lends in Maryland
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c

  • Severn Bank
  • 200 Westgate Circle, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.

  • South River Mortgage
  • 1 Park Place, Suite 540, Annapolis, MD, 21401
  • Lends in Maryland
  • At South River Mortgage we put our customers first. We are a trustworthy broker who will help our senior citizens find the best reverse mortgage plan to benefit their unique situation. Unlike a lender, we will compare different options that best fit our borrower’s needs. It is our goal is to give seniors the peace of mind

  • Bay Rock Home Loans LLC
  • 839 Bestgate Road, Suite 131, Annapolis, MD, 21401
  • Lends in Maryland
  • BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.

  • Heritage Financial, Inc.
  • 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401
  • Lends in Maryland
  • At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home.

    Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.

  • Redwood Mortgage Services
  • 180 Admiral Cochrane Dr., Annapolis, MD, 21401
  • Lends in Maryland
  • Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.

  • Bay Capital Mortgage Corporation
  • 2553 Housley Road, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • "Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida.
    We’re a full service mortgage banker with an experienced staff offering expertise in every area"