FHA VS Conventional loan in Fulton, Howard County, Maryland
In 2026, the loan limit for Conventional loans in Fulton, situated in the county of Howard, MD, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $632,500.
Utilize the Lendersa® Conventional loan calculator to compare the best available rates between Conventional, FHA, and USDA loans today. It helps determine income, credit needs, reserves, and qualification documents. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the right program in MD for your financial situation.
2026 Loan Limits and Down Payment Requirements in Fulton, Howard County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
This comparison table applies to the following zip codes: 20723, 20759
Options for Conventional and FHA Loans in Fulton, MD
The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you quickly and without inconvenience. Choose one of three starting points to match with lenders and loan options.
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4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418
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