FHA VS Conventional loan in North-Laurel, Howard County, Maryland

In 2025, Convetional loan limit in North-Laurel, county of Howard, MD is $647,200 while FHA limit is $583,050 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MD is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Laurel, county of Howard, MD

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

The comparison table applies to zip codes: 20723

Conventional and FHA loan options in North-Laurel, MD

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Park Place Funding, LLC
  • 2220 E Cesar Chavez St, Austin, TX, 78702
  • Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
  • Loan Ranger Capital
  • 1800 E 4th St, Suite 170, Austin, TX, 78702
  • Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.
  • HMG Finance, Inc.
  • 2021 Guadalupe Street, Suite 260, Austin, TX, 78705
  • At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
  • Equal Housing Opportunity
  • 11012 Montesa Drive, Austin, TX, 78726
  • Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
  • Texas Real Estate Finance, LLC
  • 111 Congress Avenue, Suite 500, Austin, TX, 78701
  • Founded in late 2020 with a concept from 2018, Texas Real Estate Finance, LLC is a brand headquartered Austin, TX, and offers multiple real estate financing options for clients from first time homeowners to seasoned investors in the multifamily residential space. What makes TREF, LLC stand out from the retail lenders is a dedicated local team.
  • Adelo Mortgage
  • 904 West Ave, Suite 150, Austin, TX, 78701
  • Adelo Mortgage is a boutique firm specializing in residential mortgage financing. The ethos of Adelo is to deliver a personal service that produces tailor-made mortgage solutions through a client centric approach that infuses a high level of efficiency with flexibility. The company belief is that all their clients should have the best available.
  • Windsor Loans, Inc.
  • 1411 West Avenue, Suite 200, Austin, TX, 78701
  • At Windsor Loans, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Orchard Home Loans, LLC
  • 1400 Lavaca Street, Suite 09-102, Austin, TX, 78701
  • Orchard Home Loans We built the type of mortgage company we’d want to use ourselves One that gives you multiple competitive rate options and helps you understand all the steps and costs involved. No excess paperwork. No bots. No banker lingo. Just a clear and simple way to finance your home and get all your questions answered along the way.
  • Vista Lending
  • 1211 Baylor St, Austin, TX, 78703
  • At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
  • Texas Mortgage Source LLC
  • 1300 West Lynn St, Suite 214, Austin, TX, 78703
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Mortgage Pros Inc
  • 6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
  • Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
  • Wiser Lending
  • 6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
  • Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.