In 2026, the limit for Conventional loans in West-Ocean-City, situated in the county of Worcester, MD, is $647,200. The FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the best rates available for Conventional, FHA, and USDA loans. Determine the necessary income, credit level, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the most suitable program in MD for your financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the zip codes: 21842
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting routes that connect you with suitable lenders and loan offerings.
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