FHA VS Conventional loan programs in 2025 for West-Ocean-City, Worcester County, Maryland
In 2025, the limit for Conventional loans in West-Ocean-City, situated in the county of Worcester, MD, is $647,200. The FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the best rates available for Conventional, FHA, and USDA loans. Determine the necessary income, credit level, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the most suitable program in MD for your financial scenario.
Details of 2025 Loan Limits and Down Payment Requirements in West-Ocean-City, Worcester County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 21842, 21811
Exploring Conventional and FHA Loan Options in West-Ocean-City, MD
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting routes that connect you with suitable lenders and loan offerings.
Emet Mortgage is a mortgage lending company established in California that always prioritizes its clients and partners in everything we do to ensure your satisfaction and success. Not only Emet Mortgage consists of a large group of mortgage professionals with vast expertise in the industry but also we value
Steven Wetzel (Loan Officer) is worked in Mortgage Banking for several years now. My success has been built upon the same tenants that made me successful running my family business- Customer Satisfaction, Integrity, and On Time Delivery. I enjoy working on the team because we pull together on all of our clients.
"We are THE A-TEAM of American Financial Network, Inc., a direct-lender with full delegation for FHA, VA, USDA, conventional loans and many other major secondary market institutions.
We specialize in personalized mortgage solutions, fast customized quotes, great rates, & service with integrity."
At First Americal Investments we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
We offer a variety of Home Mortgages, Conventional, High Balance Conventional, Jumbo, FHA,VA, Reverse Mortgages, Equity lines for Home Purchases and Refinances, for first time homebuyers to the experienced home buyers and investors. Currently also closing HARP 2.0 loans with many of our lending instutitions.
145 South State College Boulevard, Suite 315, Brea, CA, 92821
TRG as an independent mortgage banking group, thrives in the marketplace with the sound ideology & commitment in service excellence. Our passion for technology, education, planning and home financing solutions for our clientele is the strength of everyday. Not only will our turn-times be a time-mover, the personalized & tailored mortgage plan.
S & S Home Loans has been providing our client's real estate financing expertise since 1983. We value each relationship and strive to educate and inform our clients to make the loan process simple and transparent. Whether buying or refinancing or gal is to provide extraordinary service and we work hard to earn our clients trust and confidence.
135 South State College Boulevard, Suite 200, Brea, CA, 92821
Charis is a word that is used for both giving and receiving. All of us, at Charis Loans, are both aware and thankful that we’ve been given grace, favor, and kindness throughout our lives. Our mission is to put those qualities into our work and give all of our clients an experience equal to our name. We appreciate the opportunity to serve.
AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.
