FHA VS Conventional loan in Ocean-Pines, Worcester County, Maryland

In 2025, the Conventional loan limit in Ocean-Pines, located in Worcester county, MD, is $647,200. The FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA side by side to select the best program for your financial circumstances in MD.

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Loan limits and downpayment requirements for 2025 in Ocean-Pines, Worcester county, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 21811

Available Conventional and FHA loan options in Ocean-Pines, MD

Lendersa® is dedicated to securing you the most favorable Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three paths that match you with compatible lenders and loan options.

Lendersa USDA loan request and matching results


  • Pacific West Lending LLC
  • 14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
  • Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
  • Honor Mortgage, LLC
  • 144 East Eugie Avenue, Phoenix, AZ, 85022
  • "Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future. While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"
  • Renaissance Lending Group, LLC
  • 9434 S. Kenneth Place, Tempe, AZ, 85284
  • Chris Rosner is the owner of the Renaissance Lending Group, LLC. As a Certified Mortgage Planning Specialist professional, Chris is committed, qualified and equipped to help you implement mortgage, cash flow and home equity strategies. His hope is to help you build and conserve your wealth whether you are buying a home or refinancing your mortgage.
  • Arizona Mortgage Specialists, Inc.
  • 8747 South Priest Drive, Suite 101, Tempe, AZ, 85284
  • ARIZONA MORTGAGE SPECIALISTS INC is in the Mortgage Bankers and Loan Correspondents industry in Tempe, AZ. When it comes to comprehensive loan programs, trust none other than Arizona Mortgage Specialists, Inc. We are a reliable mortgage lender in Arizona and California offering a variety of options for your different housing loan needs.
  • themortgageadvantage.com, PLLC
  • 9180 South Kyrene Road, Suite 101, Tempe, AZ, 85284
  • "The Mortgage Advantage is honored to assist families and individuals achieve their homeownership dreams. We offer flexible rates, low fees and can close quickly. Our loan officers are educated in today’s ever-changing mortgage environment. We inform borrowers of their loan options, whether it’s for a home today or next year."
  • Clear Mortgage LLC
  • 9399 S Priest Drive, Tempe, AZ, 85284
  • Clear Mortgage, The Clear Choice For Investors in Today’s Real Estate Market. Providing transitional funding for acquisition of financially distressed residential property. Clear Mortgage strives to make using hard money easy. Our goals are to provide quick, honest answers and to honor our commitments
  • Desert Capitol Services, LLC
  • 34406 N. 27th Dr, Suite 140, Phoenix, AZ, 85085
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.