Explore the differences! FHA VS Conventional loan programs in Berlin, Worcester County, Maryland

In 2025, the conventional loan limit in Berlin, within Worcester county, MD, stands at $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Try the Lendersa® Conventional loan calculator to weigh the best current rates among Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator neatly compares Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the suitable program in MD for your financial needs.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Berlin, Worcester County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons are applicable to the following zip codes: 21811

Financing Options: Conventional and FHA Loans in Berlin, MD

The mission of Lendersa® is to seamlessly connect you with the best Conventional, USDA, or FHA loan promptly and without stress. Begin with one of three pathways, allowing you to match with suitable lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • Ampak Real Estate & Loans
  • 1430 Truxtun Ave, 5th Floor, Bakersfield, CA, 93301
  • "Ampak has been serving clients in the San Francisco Bay Area, Central Valley and Southern California. Our mortgage, refinance, conventional, FHA, VA, Jumbo loan services cover all of Californa. Our special loan programs are tailored to fit various kinds of borrowers including the ones with low FICO, low DTI and unfavorable credit reports"
  • Medina Mortgage Associates
  • 3434 Truxtun Ave, Suite 155, Bakersfield, CA, 93301
  • Medina Mortgage Associates is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are here to guide you in one of the biggest investment you will make in a life time. Whether you are a first time home buyer move up buyer or investor. Every loan has a story let us write yours!
  • Prince Financial Corp.
  • 1712 19th Street, Bakersfield, CA, 93301
  • Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
  • New Beginnings Financial & Real Estate
  • 1731 16th Street, Bakersfield, CA, 93301
  • New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
  • California Prime Capital
  • 17412 Ventura Blvd, Suite 131, Encino, CA, 91316
  • California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.
  • Robbins & Lloyd Mortgage Inc.
  • 17337 Ventura Boulevard, Suite 100, Encino, CA, 91316
  • Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.
  • My Loan Underwriters
  • 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
  • My Loan Underwriters provide our borrowers, agents and business affiliates with a streamlined loan financing process, delivering exceptional service, competitive pricing and an array of loan programs. Our industry education and funding source relationships make us uniquely qualified to help our clients select the best product.
  • First Nation Financial Corp
  • 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
  • First Nation Financial Corp began with the belief that our clients’ best interest is our #1 priority. Today, this philosophy is more important than ever. Our loan officers, Jan and Kam, each with 30 years of experience, will utilize their resources to obtain the best and most competitive loan for you.
  • Go Direct Lenders, LLC
  • 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.