FHA VS Conventional loan programs in Arundel, York County, Maine
In 2026, the maximum limit for a Conventional loan in Arundel, situated in York county, ME, is $726,200. Conversely, the FHA loan limit for a single-family home is set at $506,000.
Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates across Conventional, FHA, and USDA options. Assess income, credit, reserves, and necessary documentation to determine your eligibility. Our developed mortgage tools allow you to see a comprehensive comparison of Conforming Conventional, USDA, FHA, and VA loans in parallel, assisting in selecting the optimal loan framework for your financial scenario in ME.
2026 Loan Limits and Down Payment Demands in Arundel, York, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This table is applicable to these zip codes: 4046
Loan Choices: Conventional and FHA in Arundel, ME
Lendersa® aims to match you quickly with ideal Conventional, USDA, or FHA loans, ensuring a smooth experience. Choose one of the following starting points, leading you to compatible lenders and suitable loan options:
37 Western Avenue, Suite 308, Kennebunk, ME, 04043
Lends in Maine
Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.
On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors
Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.
J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs
Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members
Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you.
Mark Violette is the owner of Maine Mortgage Solutions LLC
