FHA VS Conventional loan programs in Kennebunk, York County, Maine
In 2026, the limit for a Conventional loan in Kennebunk, situated in York county, ME, stands at $726,200, while the FHA limit amounts to $506,000 for a single-family residence.
Compare today’s Conventional, FHA, and USDA best rates using the Lendersa® Conventional loan calculator. Determine the income, reserves, credit, and documents required. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the ideal program in ME for your financial needs.
2026 Loan Limits and Down Payment Guidelines in Kennebunk, York county, ME
Loan Type
Loan Limit
Down payment
Conforming Conventional
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This comparison table pertains to zip codes: 04043
Explore Conventional and FHA Loan Choices in Kennebunk, ME
The mission at Lendersa® is to secure the optimal Conventional, USDA, or FHA loan quickly and conveniently. Choose one of three starting points that match you with appropriate lenders and loan programs.
37 Western Avenue, Suite 308, Kennebunk, ME, 04043
Lends in Maine
Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.
On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors
Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.
J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs
Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members
Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
