FHA VS Conventional loan programs in 2025 for Old-Orchard-Beach, York County, Maine

In the year 2025, the limit for a Conventional loan in Old-Orchard-Beach, located in York county, ME, is set at $647,200, whereas the FHA limit for a single-family property stands at $463,450.

Employ the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans, and assess the necessary income, credit, reserves, and documents needed for qualification. Our state-of-the-art mortgage calculator shows Conforming Conventional loans, alongside USDA, FHA, and VA loans, providing a clear side-by-side comparison to help identify the best program in ME for your needs.

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2025 Loan Limits and Down Payment Guidelines in Old-Orchard-Beach, York, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $463,450 3.5%

This comparison is relevant for zip codes: 04063, 04064

Options for Conventional and FHA Loans in Old-Orchard-Beach, ME

The mission of Lendersa® is to promptly secure the best available Conventional, USDA, or FHA loan with ease. Select one of three entry points to connect with relevant lenders and find suitable loan programs.

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  • Michael started his real estate career in 1971 with the purchase of his first home. Michael bought a home in Perrysburg, Ohio for the enormous sum of $20, 000.00! It had no central heat, and no insulation but it did have knob and tube wiring. The home was built before 1865 and it needed some restoration.
  • Affinity Mortgage Group, Inc.
  • 325 E. Hillcrest Drive, Suite 195, Thousand Oaks, CA, 91360
  • Affinity Mortgage Group was established in 1996 and started as a boutique mortgage practice but over the years found there was a much larger need. We have now evolved into a total financial services company offering Mortgage Planning, Debt Management, Asset Protection and Wealth Preservation,
  • Summit Financial Network inc.
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  • Summit Mortgage and Investment Company is a financial services organization. We provide individuals, businesses and organizations with expert real estate advice and services including real estate lending, real estate brokerage, property management and investment. Summit is committed to helping our clients.
  • Jay Kunkle - RPM Mortgage
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  • MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.
  • Simplified, Inc
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  • Capital Financial Advisors, Inc. (CFA) established in 1999 is a residential & commercial lending brokerage based in Los Angeles serving all of California, Colorado & Montana. CFA functions at the consumer level engaging in real estate consulting services with transactions up to $100,000,000. Our services include customized services.
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  • Investment Mortgage
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.