Conventional Loans Vs FHA in Kennebunkport, ME [in 2026]

For 2026, the Conventional loan limit in Kennebunkport, York county, ME is $726,200; meanwhile, the FHA limit for a single-family house is set at $506,000.

Lendersa®'s Conventional loan calculator lets you compare today's best rates among Conventional, FHA, and USDA options. Our advanced mortgage calculator shows Conforming Loans, USDA, FHA, and VA rates side by side, helping you decide which program in ME suits your financial needs best.

Explore Conventional and FHA Loan Options in Kennebunkport, ME

The aim of Lendersa® is to offer you the most favorable Conventional, USDA, or FHA loan efficiently. Choose one of three avenues to match with lenders and loan programs.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$726,200	3%
USDA	$370,700	0%
FHA	$506,000	3.5%

Lendersa USDA loan request and matching results

Kennebunkport Lenders
(207) 985-4808 Lender's profile and map Big Horizon Mortgage Corporation 37 Western Avenue, Suite 308, Kennebunk, ME, 04043 Lends in Maine Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.
(207) 571-5626 Lender's profile and map Biddeford Savings 65 Portland Rd, Kennebunk, ME, 04043 Lends in Maine On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors
(207) 282-6169 Lender's profile and map Saco Valley Credit Union 312 Main Street, Saco, ME, 04072 Lends in Maine Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
(207) 284-4591 Lender's profile and map Saco & Biddeford Savings Inst 50 Industrial Park Rd, Saco, ME, 04072 Lends in Maine Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
(207) 571-8034 Lender's profile and map Harbor View Lending 439 Main St, Suite 101, Saco, ME, 04072 Lends in Maine Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.
(207) 283-0843 Lender's profile and map JDS Mortgages of Maine LLC 18 Pepperell Square, Saco, ME, 04072 Lends in Maine J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs
(207) 282-1735 Lender's profile and map PeoplesChoice Credit Union 23 Industrial Park Rd, Saco, ME, 04072 Lends in Maine Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members
(207) 324-2285 Lender's profile and map Partners Bank 900 Main St, Sanford, ME, 04073 Lends in Maine Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
(207) 730-1495 Lender's profile and map Maine Mortgage Solutions LLC 114 Holmes Rd, Scarborough, ME, 04074 Lends in Maine Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you. Mark Violette is the owner of Maine Mortgage Solutions LLC