Conventional Vs. FHA Lending requirements Clinton, ME in 2026

In 2026, the Conventional loan limit for Clinton, in the county of Kennebec, ME, is $726,200, while for a single-family home, the FHA limit stands at $472,030.

Use Lendersa®'s Conventional loan calculator to evaluate the top rates between Conventional, FHA, and USDA loans for today. Establish the income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side-by-side, assisting you in choosing the best program for your financial scenario in ME.

Available Conventional and FHA Loan Solutions in Clinton, ME

The objective of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan for you with minimal hassle. Choose one of the three beginning options designed to connect you with suitable lenders and loan offerings.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$726,200	3%
USDA	$336,500	0%
FHA	$472,030	3.5%

Lendersa USDA request and matching results

Clinton Lenders
(800) 303-9511 Lender's profile and map Skowhegan Savings 13 Elm Street, Skowhegan, ME, 04976 Lends in Maine Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
(207) 623-5171 Lender's profile and map KV Federal Credit Union 316 West River Road, Augusta, ME, 04330 Lends in Maine KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
(207) 623-3857 Lender's profile and map Connected Credit Union 85 Civic Center Drive, Augusta, ME, 04330 Lends in Maine Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
(207) 622-3442 Lender's profile and map Capital Area Federal Credit Union 2010 North Belfast Avenue, Augusta, ME, 04330 Lends in Maine Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
(207) 862-6500 Lender's profile and map Maine Savings Federal Credit Union 101 Western Ave, Hampden, ME, 04444 Lends in Maine Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services. Maine Savings is federally insured by NCUA. Maine Savings is an Equal Housing Lender. Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.
(207) 862-2876 Lender's profile and map CUSO Home Lending 101 Western Ave, Hampden, ME, 04444 Lends in Maine CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.
(207) 778-3339 Lender's profile and map Franklin Savings Bank 197 Main Street, Farmington, ME, 04938 Lends in Maine Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
(207) 377-2124 Lender's profile and map Winthrop Area Federal Credit Union 94 Highland Avenue, Winthrop, ME, 04364 Lends in Maine Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
(207) 897-0900 Lender's profile and map OTIS Federal Credit Union 170 Main Street, Jay, ME, 04239 Lends in Maine As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.