FHA VS Conventional loan in Fairfield, Somerset County, Maine

In 2026, the conventional loan limit for Fairfield, situated in the county of Somerset, ME, is set at $726,200. The limit for an FHA loan, applicable to a single-family home, is $472,030.

Lendersa® offers a Conventional loan calculator to juxtapose today's best rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for eligibility. With our cutting-edge mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans in ME to find which program suits your financial needs best.

View loan offers from over 100 lenders

2026 loan limits and required down payments in Fairfield, county of Somerset, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 04975, 04937, 04944

Explore Conventional and FHA loan options in Fairfield, ME

Lendersa® aims to secure the most advantageous Conventional, USDA, or FHA loan efficiently. Choose any of three initial options to connect with compatible lenders and loan opportunities.

See Lendersa USDA loan request results


  • GRU Financial Corporation
  • 1410 Higgins Road, Suite 103, Park Ridge, IL, 60068
  • At GRU Financial we provide various types of financing for individuals and businesses. Our expertise and partnerships with national lenders guarantee complete satisfaction of your financial needs. We will provide you with free credit and income analysis, and advise you how to prepare for the purchase.

  • Mutual Financial Corporation
  • 2860 S River Rd, Suite 365, Park Ridge, IL, 60068
  • Mariana Kotzeva Loan Specialist at MUTUAL FINANCIAL CORPORATION With 15 years of successful experience in position of increasing responsibility and duties. Top performer with track record of consistently meeting or exceeding sales goals and customer expectations. Skilled in educating customers on mortgage products

  • GREAT LAKES HOME MORTGAGE, INC
  • 1030 W Higgins Rd, Suite 210, Park Ridge, IL, 60068
  • "Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business.
    Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans."

  • Winnebago Community Credit Union
  • 567 E. Snell Road, Oshkosh, WI, 54901
  • Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.

  • Parkway Bank and Trust Company
  • 4800 North Harlem Avenue, Harwood Heights, IL, 60656
  • Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.

  • Lender 4 You Limited
  • 5201 N Harlem Ave, Chicago, IL, 60656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process

  • Destiny Mortgage Group, Inc
  • 5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
  • Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.

  • Libertyville Bank & Trust Company, National Association
  • 507 N. Milwaukee Ave., Libertyville, IL, 60048
  • Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.

  • Great Lakes Home Mortgage
  • 1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
  • Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business.

    Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans

  • Corby Mortgage Services Inc
  • 2409 W 104th St, Suite A, Chicago, IL, 60655
  • Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.

  • Carolina Foothills Federal Credit Union
  • 520 North Church Street, Spartanburg, SC, 29303
  • Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.