FHA VS Conventional loan programs in Pittsfield, Somerset County, Maine

In 2026, the maximum for a Conventional loan in Pittsfield, Somerset county, ME is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA. Determine the necessary income, credit, reserves, and documents required to qualify. Through our advanced mortgage calculator, compare side-by-side options such as Conforming Conventional, USDA, FHA, and VA loans to find the best fit for your financial scenario in ME.

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2026 Loan Limits and Downpayment Requirements in Pittsfield, Somerset, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant to these zip codes: 4967

Discover Conventional and FHA Loan Options in Pittsfield, ME

Lendersa® is dedicated to swiftly connecting you with the best available Conventional, USDA, or FHA loans, eliminating hassle. Choose from one of three possibilities that link you with compatible lenders and loan options:

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Pittsfield Lenders

  • Skowhegan Savings
  • 13 Elm Street, Skowhegan, ME, 04976
  • Lends in Maine
  • Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.

  • Maine Savings Federal Credit Union
  • 101 Western Ave, Hampden, ME, 04444
  • Lends in Maine
  • Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services.
    Maine Savings is federally insured by NCUA.
    Maine Savings is an Equal Housing Lender.
    Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.

  • CUSO Home Lending
  • 101 Western Ave, Hampden, ME, 04444
  • Lends in Maine
  • CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.

  • Bangor Federal Credit Union
  • 339 Hogan Road, Bangor, ME, 04401
  • Lends in Maine
  • The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members. Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo counties of Maine.

  • Mainely Mortgages
  • 53 Croghan Rd, Bangor, ME, 04401
  • Lends in Maine
  • Mainely Mortgages We specialize in the following types of business: Purchase Loans Refinance Debt Consolidation Real Estate. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one

  • KV Federal Credit Union
  • 316 West River Road, Augusta, ME, 04330
  • Lends in Maine
  • KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.

  • Connected Credit Union
  • 85 Civic Center Drive, Augusta, ME, 04330
  • Lends in Maine
  • Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.

  • Capital Area Federal Credit Union
  • 2010 North Belfast Avenue, Augusta, ME, 04330
  • Lends in Maine
  • Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.

  • The Hive Mortgage Solutions
  • 386 North Main Street, Brewer, ME, 04412
  • Lends in Maine
  • The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.