FHA VS Conventional loan in Cumberland-Center, Cumberland County, Maine
For a single-family home, the Conventional loan limit in Cumberland-Center, located in Cumberland County, ME, is set at $647,200 in 2025, while the FHA cap is $463,450.
With the Lendersa® Conventional loan calculator, you can easily compare today's top rates for Conventional versus FHA and USDA loans. Determine what income, credit score, reserves, and paperwork you need to qualify. Our sophisticated mortgage calculator lets you view Conventional, FHA, USDA, and VA loan options side-by-side. This assists in selecting the best program within ME for your unique financial needs.
2025 loan limits and down payment requirements in Cumberland-Center, located in Cumberland, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$463,450
3.5%
The data applies to these zip codes: 4021
Explore Conventional and FHA Loan Options in Cumberland-Center, ME
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