FHA VS Conventional loan programs in 2025 for Falmouth, Cumberland County, Maine

In 2025, the conventional loan limit in Falmouth, county of Cumberland, ME, is set at $726,200, while the FHA limit for a single-family home stands at $506,000.

Utilize the Lendersa® Conventional loan calculator to weigh today's best rates among Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. This advanced tool provides a side-by-side display of Conforming Conventional, USDA, FHA, and VA loans to help you determine which program in ME best meets your financial situation.

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2025 Loan Limits and Down Payment Needs in Falmouth, Cumberland County, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table applies to zip codes: 4105

Conventional and FHA Loan Choices in Falmouth, ME

Lendersa® aims to swiftly deliver the best possible Conventional, USDA, or FHA loans with no hassle. Start from one of three pathways to connect with suitable lenders and loan programs.

Results for Lendersa USDA loan request


  • Floyd Eugene Luman II
  • 4520 61st Street, Sacramento, CA, 95820
  • I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
  • Progressive Home Loans
  • 2010 Malcolm Street, Simi Valley, CA, 93065
  • The Progressive team offers a broad range of professional training and skills, to bring to you, the client, the ease and simplicity of a multidisciplinary real estate service. We are composed of Progressive Real Estate Services and Progressive Home Loans. What this means to you, the client, is that we can broker most of your real estate needs
  • MRES
  • 2655 First Street, #250, Simi Valley, CA, 93065
  • "At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all! Fannie Mae Freddie Mac Fixed & ARMs Home Equity Line of Credit Loans FHA Loans VA Loans Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"
  • Amerifund Home Loans Inc.
  • 2655 First Street, Suite 220, Simi Valley, CA, 93065
  • Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)
  • Pacific Capital Funding
  • 24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
  • Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.
  • Civic Financial Services
  • 23975, Calabasas, CA, 91302
  • CIVIC Financial Services is a private money lender, specializing in the financing of non-owner occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs. Not sure where to start or what solutions you may need to achiev
  • Forbix
  • 24151 Ventura Blvd, Suite 350, Calabasas, CA, 91302
  • Forbix is a full service real estate advisory firm with offices in Calabasas, California and Brandon, Mississippi. What makes Forbix unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients
  • One Nation Home Loans
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • At One Nation Home Loans our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Red Door Financial
  • 23801 Calabasas Road, Suite 2026, Calabasas, CA, 91302
  • Red Door Financial is a mortgage firm serving the lending needs of real estate professionals, builders, and individual home buyers. We have access to a full range of mortgage products and are dedicated to finding the right loan, with the best available rates, terms, and costs to meet our clients’ needs.
  • Senior Funding Associates
  • 23801 Calabasas Road, Suite 2018, Calabasas, CA, 91302
  • Senior Funding Associates enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. They've earned the opportunity to turn some of their home value into federally insured money, while continuing to own and live in their homes. Since 1989, I have personally originated and closed over 2, 000.