Explore the differences! FHA VS Conventional loan programs in Falmouth, Cumberland County, Maine
In 2025, the conventional loan limit in Falmouth, county of Cumberland, ME, is set at $726,200, while the FHA limit for a single-family home stands at $506,000.
Utilize the Lendersa® Conventional loan calculator to weigh today's best rates among Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. This advanced tool provides a side-by-side display of Conforming Conventional, USDA, FHA, and VA loans to help you determine which program in ME best meets your financial situation.
2025 Loan Limits and Down Payment Needs in Falmouth, Cumberland County, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This table applies to zip codes: 4105
Conventional and FHA Loan Choices in Falmouth, ME
Lendersa® aims to swiftly deliver the best possible Conventional, USDA, or FHA loans with no hassle. Start from one of three pathways to connect with suitable lenders and loan programs.
First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
Guild Mortgage has become one of the nation’s leading independent mortgage providers by following a simple rule—doing what’s right for our customers.
When you choose Guild, you get:
- A commitment closing your loan on time
- A wide array of specialized products and programs for every type of homebuyer
Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
JNC Mortgage is an incorporated full service mortgage company which has been providing home loans for first time buyers and growing families since 1998. At JNC Mortgage our residential mortgage experts specialize in helping you find the best loan available that fits your family's.
Eddie Fooshang is a Residential Mortgage Loan Originator. As a teen age boy in Egypt, he was fascinated with America through his favorite show “Walker Texas Ranger”. He dreamt of the day he would move to the USA, & specifically Texas to live the American Dream! His love for America and the American dream made him so passionate about home ownership.
Austin Mortgage Associate are a full-service residential mortgage broker providing Texas Home Loans in Austin, Houston, San Antonio, and Dallas and Fort Worth metro areas. We have been serving the needs of the residential mortgage community since 2000. Our customers know us for competitive rates and consistent customer satisfaction
The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.
First Bank Texas was chartered on May 15th, 1880 as First National Bank, and has been serving Texas Families for over 142 years. First Bank Texas is a home-town bank with directors, officer, and employees who are committed to serving the community in which they work and live. Knowing customers by name
