FHA VS Conventional loan in Windham, Cumberland County, Maine

In 2026, the conventional loan limit for Windham, in Cumberland county, ME, is $726,200. Meanwhile, the FHA limit for a single-family home is $506,000.

Utilize Lendersa®'s Conventional loan calculator to explore today's optimal rates for Conventional, FHA, and USDA. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program in ME for your financial situation.

Explore loan offers from a broad selection of 100 lenders

2026 Loan Limits and Downpayment Requirements in Windham, Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

These details are applicable to zip codes: 4062

Conventional and FHA Loan Options in Windham, ME

Lendersa® aims to swiftly provide you with the best possible Conventional, USDA, or FHA loan with no hassle. Choose one of three avenues that help connect you with matching lenders and loan programs.

Discover matches for USDA loan requests made through Lendersa


  • Riverbank Business Capital
  • 444 N Michigan Ave, Chicago, IL, 60611
  • Riverbank Business Capital

    Fueling Real Estate Investment Growth

    Riverbank Business Capital helps investors and entrepreneurs access flexible commercial financing for Multi Family, Mixed Use, Retail, Warehouse, Self Storage, Automotive properties, no income documentation, fast process. Ready to strengthen your cash flow and seize new opportunities, to purchase, refinance or cash-out? We fund fast Call 800-575-7144 or email [email protected].

  • MWRD Employees credit union
  • 100 East Erie Street, Chicago, IL, 60611
  • MWRD Employees Credit Union has been open since 1953. The credit union has assets totaling $42.36 Million and provides banking services to more than 2,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Femme Capital Partners LLC
  • 355 East Ohio Street, Suite 2010, Chicago, IL, 60611
  • Femme Capital Partners, LLC is a company by women, for women that understands the challenges that women and minorities face with discrimination for their marital status, familial status and ethnicity. The company will provide that value, paving the way to financial freedom and wealth creation.

  • PartnerOwn LLC
  • 211 East Ohio Street, Suite 510, Chicago, IL, 60611
  • Safe Rate is a full-service mortgage lender based in Chicago offering conventional loan products. We also offer our very own Safe Rate Mortgage for borrowers who have less than a 10% down-payment. We are outsiders, who have reimagined the mortgage industry to put the borrower first, and we hope that you'll join us in our mission.

  • Atlas Capital Mortgage
  • 120 Sears Avenue, Suite 208, Louisville, KY, 40207
  • Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.

  • Select Mortgage Advisors LLC
  • 600 Glen Court, Louisville, KY, 40207
  • Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.

  • Lightpoint Mortgage Company, Inc
  • 161 St Matthews Ave, Suite 10, Louisville, KY, 40207
  • The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • Multiple Option Mortgage Services
  • 295 North Hubbards Lane, Suite 102, Louisville, KY, 40207
  • Multiple Option Mortgage Services is a mortgage broker. Servicing Louisville & surrounding areas. Specializing in all types of residential lending including Conventional, FHA, VA & KHC. With over twenty-five years of experience, our knowledgeable team is confident that they will facilitate a smooth closing in the purchasing of your new home.

  • Encore Mortgage LLC
  • 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207
  • Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.

  • MM Lending
  • 4165 Westport Rd, Suite 204, Louisville, KY, 40207
  • MM Lending, in Louisville, KY, is a private lending association that provides short-term financing to residential "fix and flip" investors. and also MM Lending offers short-term, hard money loans for residential real estate investors.are the primary means of funding for these investors.

  • MCU Financial Center Credit Union
  • 1462 South Green Bay Rd, Mt. Pleasant, WI, 53406
  • MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.

    Let us help you save! Consider joining MCU, only $15 gives you a membership share

  • SmartFinancial
  • 2778 South 35th Street, Milwaukee, WI, 53215
  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.