FHA VS Conventional loan in Portland, Cumberland County, Maine
In 2025, the conventional loan cap for a single-family home in the county of Cumberland within Portland, ME is set at $726,200, while the FHA limit stands at $506,000.
Utilize Lendersa®'s Conventional Loan Calculator to evaluate the current rates for Conventional vs. FHA vs. USDA loans. Identify the specific income, credit scores, reserves, and documentation required for qualification. Our mortgage calculator offers a side-by-side review of Conforming Conventional, USDA, FHA, and VA loans to assist in choosing the best suited program for your financial needs in ME.
2025 Loan Limits and Downpayment Details in Portland, Cumberland, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This comparison table pertains to the following zip codes: 04101, 04102, 04103, 04108, 04019, 04109, 04104, 04112, 04116, 04122, 04123, 04124
Available Conventional and FHA Loan Choices in Portland, ME
At Lendersa®, our aim is to secure the most competitive Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three pathways to connect with compatible lenders and loan packages.
LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions
7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806
A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.
At Utopia Home Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc
8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.
10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809
Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.
Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.
7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,
