Explore the differences! FHA VS Conventional loan programs in Portland, Cumberland County, Maine
In 2025, the conventional loan cap for a single-family home in the county of Cumberland within Portland, ME is set at $726,200, while the FHA limit stands at $506,000.
Utilize Lendersa®'s Conventional Loan Calculator to evaluate the current rates for Conventional vs. FHA vs. USDA loans. Identify the specific income, credit scores, reserves, and documentation required for qualification. Our mortgage calculator offers a side-by-side review of Conforming Conventional, USDA, FHA, and VA loans to assist in choosing the best suited program for your financial needs in ME.
2025 Loan Limits and Downpayment Details in Portland, Cumberland, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This comparison table pertains to the following zip codes: 04101, 04102, 04103, 04108, 04019, 04109, 04104, 04112, 04116, 04122, 04123, 04124
Available Conventional and FHA Loan Choices in Portland, ME
At Lendersa®, our aim is to secure the most competitive Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three pathways to connect with compatible lenders and loan packages.
Peerless Lending work with multiple wholesale providers of mortgage products of all types - FHA, VA, Conventional, USDA, CalHFA, Jumbo, Alt QM, etc. Based on our clients personal situation and profile, we will work to link them to the product most aligned with their goals. Our mission is to provide the best mortgage advice
677 W Palmdon Drive Suite #208a, Fresno, CA, 93704
De Young Mortgage, Inc. a local San Joaquin Valley California home mortgage broker, is a one-stop financing resource for all homebuyers and homeowners,which aims to make the home loan process both simple and satisfying.Since 2012, De Young Mortgage has been helping homeowners in the Clovis & Fresno area finance the American Dream of home ownership.
Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali
Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.
7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.
Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Advisory Home Loans is a Mortgage Broker located in Fresno, California. We offer custom loan terms, for example, if you have a 30 year fixed rate loan that is 3 years old, instead of "going backwards" with a new 30 year loan we can do a 27 year term. You name the term, we can do it (30 years and lower).
SNAP! Home Loans is the industries Lowest Cost, Most Tech Lending Solution. Because we are a broker we provide Buyers with what we call “Fair Market Pricing” by shopping their loan with as many as 20 different banks. This provides our borrowers with the best financing available, with the most flexibility, at the lowest out of pocket price.
