FHA VS Conventional loan programs in 2025 for Portland, Cumberland County, Maine
In 2025, the conventional loan cap for a single-family home in the county of Cumberland within Portland, ME is set at $726,200, while the FHA limit stands at $506,000.
Utilize Lendersa®'s Conventional Loan Calculator to evaluate the current rates for Conventional vs. FHA vs. USDA loans. Identify the specific income, credit scores, reserves, and documentation required for qualification. Our mortgage calculator offers a side-by-side review of Conforming Conventional, USDA, FHA, and VA loans to assist in choosing the best suited program for your financial needs in ME.
2025 Loan Limits and Downpayment Details in Portland, Cumberland, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This comparison table pertains to the following zip codes: 04101, 04102, 04103, 04108, 04019, 04109, 04104, 04112, 04116, 04122, 04123, 04124
Available Conventional and FHA Loan Choices in Portland, ME
At Lendersa®, our aim is to secure the most competitive Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three pathways to connect with compatible lenders and loan packages.
BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .
We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic
The mission of First National Bank of Waynesboro is to be the most innovative, trustworthy, friendly financial institution with the community’s interests at heart. First National Bank of Waynesboro strives to inform, educate, & develop the most up to date technology & services for all customers’ financial needs in Burke County & surrounding areas.
Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances.
In keeping with our mission statement
Green River Area Federal Credit Union has been serving its members with top quality financial products and services since 1959.
The Credit Union is a true representation of the ""people helping people"" philosophy unique to all credit unions. The Credit Union provides members with a safe place to save money and obtain credit
The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.
