Explore the differences! FHA VS Conventional loan programs in Standish, Cumberland County, Maine

In 2025, the Conventional loan limit for Standish, nestled in the county of Cumberland, ME, is established at $726,200. Meanwhile, the FHA limit for a single-family residence is $506,000.

The Lendersa® Conventional loan calculator is an invaluable tool for comparing the current best rates among Conventional, FHA, and USDA loans. It helps assess the necessary income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans, assisting in determining the most suitable program within ME for your distinct financial condition.

Explore and compare loan offers from 100 different lenders

Understanding 2025 Loan Limits and Down Payment Specifications in Standish, Cumberland County, ME

Type of Loan Loan Limit Down Payment Requirement
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This comparison table is valid for the following zip codes: 04085, 04084

Diverse Conventional and FHA Loan Choices in Standish, ME

The fundamental mission at Lendersa® is to facilitate acquiring the most fitting Conventional, USDA, or FHA loan swiftly and without unnecessary complications. Choose from one of three distinct pathways that lead to appropriate lenders and suitable loan arrangements.

Lendersa provides USDA loan requests and corresponding results


  • The Security National Bank of Enid
  • 201 W Broadway Ave, Enid, OK, 73701
  • Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
  • Bozarth Home Mortgage
  • 109 S Division St, Guthrie, OK, 73044
  • Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
  • Bank of Erath
  • 105 W. Edwards Street, Erath, LA, 70533
  • The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.
  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
  • Arbuckle Federal Credit Union
  • 317 S Broadway Avenue, Ada, OK, 74820
  • In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years. AFECU purchased the building it currently operates from in January 2011.
  • Vision Bank
  • 101 East Main Street, Ada, OK, 74820
  • For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond. We exist to help you meet all of your financial needs.
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  • The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
  • Golden Belt Bank
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  • At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
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  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.