FHA VS Conventional loan programs in Madison, Somerset County, Maine

In 2025, Convetional loan limit in Madison, county of Somerset, ME is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ME is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Madison, county of Somerset, ME

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 4950

Conventional and FHA loan options in Madison, ME

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Postal & Community CU
  • 3921 Oakland Avenue, Saint Joseph, MO, 64506
  • Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.
  • Advance America
  • 3007 N Belt Hwy, Saint Joseph, MO, 64506
  • Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
  • United Consumers Credit Union
  • 1111 E 23rd Street, Independence, MO, 64050
  • Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
  • Square One Realty & Property Solutions LLC
  • 800 West Maple Avenue, Independence, MO, 64050
  • Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
  • Summit Lending
  • 4967B Goodview Circle, Lees Summit, MO, 64064
  • At Summit Lending We are Experts with VA Loans, FHA loans, conventional mortgages and have been helping folks find the best mortgage options for over 17 years.VA Loans, FHA loans, conventional mortgage services. Summit Lending is Arizona, Missouri, & Kansas' trusted, local leader for home loans and refinanced mortgages.
  • Affinity Lending, Inc.
  • 2641 NE McBaine Dr, Lees Summit, MO, 64064
  • Affinity Lending, Inc. was established in 2007 and was greatly expanded in early 2019. At at Affinity, we believe in long-lasting relationships and it begins with honesty and integrity. When you work with us, you get personal service and the respect you deserve from our experienced and knowledgeable staff every time.
  • Marine Bank & Trust
  • 571 Beachland Blvd, Vero Beach, FL, 32963
  • Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.
  • First Mortgage of Alabama LLC
  • 30 Wilson Ave, Thomasville, AL, 36784
  • First Mortgage of Alabama offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the best loan possible, to meet the needs of every customer. We recognize that no two customers or situations are the same. Contact us directly and let us know how we can help you in your home buying
  • Missouri Central Credit Union
  • 825 NE Deerbrook St Lees, Lees Summit, MO, 64086
  • Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
  • ePrivate Lending
  • 200 NE Missouri Rd, Suite 200, Lees Summit, MO, 64086
  • ePrivate Lending. We are a private lender who provides financing to Real Estate Investors for single and multi-family investment property. What makes us different is we are direct with no middlemen involved. This gives our investors the highest level of service, lowest rates and costs available in private lending