FHA VS Conventional loan programs in Madison, Somerset County, Maine
In 2026, the conventional loan limit for Madison, located in the county of Somerset, ME, is $726,200, while the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator allows you to compare the best rates today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. With this advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program is best for your financial circumstances in ME.
2026 Loan Limits and Down Payment Requirements for Madison, County of Somerset, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant to the following zip codes: 4950
Exploring Conventional and FHA Loan Choices in Madison, ME
The intention of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with matched lenders and loan programs.
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Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
"Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you. Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."
First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
5901 North Milwaukee Avenue, Suite F, Chicago, IL, 60646
At LendLink Financial our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4001 West Devon Avenue, Suite 321, Chicago, IL, 60646
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Lake Forest Bank & Trust Company, National Association
727 N. Bank Lane, Lake Forest, IL, 60045
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