Conventional Loans Vs FHA in Madison, ME [in 2026]

In 2026, the conventional loan limit for Madison, located in the county of Somerset, ME, is $726,200, while the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to compare the best rates today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. With this advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program is best for your financial circumstances in ME.

Exploring Conventional and FHA Loan Choices in Madison, ME

The intention of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with matched lenders and loan programs.

Review results from Lendersa USDA loan requests

Madison Lenders
(800) 303-9511 Lender's profile and map Skowhegan Savings 13 Elm Street, Skowhegan, ME, 04976 Lends in Maine Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
(207) 778-3339 Lender's profile and map Franklin Savings Bank 197 Main Street, Farmington, ME, 04938 Lends in Maine Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
(207) 897-0900 Lender's profile and map OTIS Federal Credit Union 170 Main Street, Jay, ME, 04239 Lends in Maine As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
(207) 623-5171 Lender's profile and map KV Federal Credit Union 316 West River Road, Augusta, ME, 04330 Lends in Maine KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
(207) 623-3857 Lender's profile and map Connected Credit Union 85 Civic Center Drive, Augusta, ME, 04330 Lends in Maine Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
(207) 622-3442 Lender's profile and map Capital Area Federal Credit Union 2010 North Belfast Avenue, Augusta, ME, 04330 Lends in Maine Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
(207) 377-2124 Lender's profile and map Winthrop Area Federal Credit Union 94 Highland Avenue, Winthrop, ME, 04364 Lends in Maine Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
(207) 369-9976 Lender's profile and map Oxford Federal Credit Union 225 River Road, Mexico, ME, 04257 Lends in Maine Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.
(207) 862-6500 Lender's profile and map Maine Savings Federal Credit Union 101 Western Ave, Hampden, ME, 04444 Lends in Maine Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services. Maine Savings is federally insured by NCUA. Maine Savings is an Equal Housing Lender. Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.