FHA VS Conventional loan programs in Scarborough, Cumberland County, Maine

In 2025, Convetional loan limit in Scarborough, county of Cumberland, ME is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ME is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Scarborough, county of Cumberland, ME

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 04074, 04070

Conventional and FHA loan options in Scarborough, ME

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bank of Hazlehurst
  • 22 South Tallahassee Street, Hazlehurst, GA, 31539
  • At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace. They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street
  • Coweta Cities & County Employees Federal Credit Union
  • 43 Jefferson Parkway, Newnan, GA, 30263
  • Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
  • New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
  • Farmers and Merchants State Bank of Bushnell
  • 484 East Main Street, Bushnell, IL, 61422
  • Farmers & Merchants State Bank is Bushnell's only locally-owned bank, serving our community since 1913. We offer low rates on loans, competitive earnings on savings, and leading edge technology in all our services, along with the trust and privacy you deserve. Discover the difference of an employee owned bank
  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
  • Citizens State Bank
  • 117 West First Street, Monticello, IA, 52310
  • Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
  • Farmers-Merchants Bank of Illinois
  • 101 W Main St, Joy, IL, 61260
  • Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
  • Dairy State Bank
  • 16 South Main Street, Rice Lake, WI, 54868
  • Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible