Explore the differences! FHA VS Conventional loan programs in Scarborough, Cumberland County, Maine

In 2025, the maximum for a conventional loan in Scarborough, located in the county of Cumberland, ME, is $726,200. Meanwhile, the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in ME for your financial situation.

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Scarborough, Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table applies to zip codes: 04074, 04070

Options for Conventional and FHA Loans in Scarborough, ME

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and with ease. Choose one of three methods to link with appropriate lenders and loan programs.

USDA loan request matching results via Lendersa


  • Western Pioneer Financial
  • 990 W Alluvial Ave, Suite 103, Fresno, CA, 93711
  • "Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers. We are committed to providing our clients with superior personal service."
  • Caleb Parmenter - Big Valley Mortgage
  • 7485 N Palm Ave, Ste 101, Fresno, CA, 93711
  • Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.
  • ORO Financial of California Inc
  • 2304 W. Shaw, Suite 102, Fresno, CA, 93711
  • Since 1989, Oro Financial of CA, Inc has originated residential and commercial loans for borrowers who have tried to obtain conventional financing but were unable to. Credit is not a problem and we can loan against any property within the State of California. We will move fast and have been able to fund in 24 hours.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates & making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California, loan officers can help you take the first step toward a financial solution.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
  • UR TEAM Real Estate Services
  • 249 Jaxine Drive, Altadena, CA, 91001
  • UR TEAM Real Estate Services, Inc provide Mortgage Refinance services using Cutting Edge Docless Technology. Based in beautiful city of Pasadena, we also serve the surrounding cities in Los Angeles County. UR TEAM also provides Home Listing Services to Sell Your Home. Whether you are buying a home or refinancing in the city.
  • NOBLE CREDIT UNION
  • PO Box 8027, Fresno, CA, 93747
  • It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well. The decades that followed were tremendously successful
  • Paradise Valley Federal Credit Union
  • 2700 E 4th Street, National City, CA, 91950
  • Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
  • GHI Mortgage
  • 2434 Southport Way, Suite D, National City, CA, 91950
  • GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.