Explore the differences! FHA VS Conventional loan programs in South-Portland, Cumberland County, Maine
In the year 2025, the limit for a conventional loan in South-Portland, located within the county of Cumberland, ME, is set at $647,200, whereas the FHA loan limit for a single-family house is $463,450.
Use the Lendersa® Conventional loan calculator to assess today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, creditworthiness, reserves, and documentation needed for eligibility. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program that is most suitable for your financial situation in ME.
2025 Loan Limits and Downpayment Requirements in South-Portland, Cumberland, ME
Type of Loan
Maximum Loan Limit
Down Payment Required
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$463,450
3.5%
This comparison table corresponds to the following zip codes: 4106
Options for Conventional and FHA Loans in South-Portland, ME
At Lendersa®, our objective is to secure the best possible Conventional, USDA, or FHA loan for you promptly and with minimal difficulty. Choose from three available starting points that connect you to aligned lenders and loan programs.
653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.
Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Advisory Home Loans is a Mortgage Broker located in Fresno, California. We offer custom loan terms, for example, if you have a 30 year fixed rate loan that is 3 years old, instead of "going backwards" with a new 30 year loan we can do a 27 year term. You name the term, we can do it (30 years and lower).
SNAP! Home Loans is the industries Lowest Cost, Most Tech Lending Solution. Because we are a broker we provide Buyers with what we call “Fair Market Pricing” by shopping their loan with as many as 20 different banks. This provides our borrowers with the best financing available, with the most flexibility, at the lowest out of pocket price.
336 West Bedford Avenue, Suite 103, Fresno, CA, 93711
Aspire Realty Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
"C. Watson Financial is a locally owned Mortgage Broker in business to help customers find the home financing to fit their needs. We help buyers with a staff of highly trained loan professionals, so you can be sure that you are fitted with the best loan package available.
Whether you are buying your first home or an investment property,"
Valley Wide Homes is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
"Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers.
We are committed to providing our clients with superior personal service."
Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.
