FHA VS Conventional loan in South-Portland, Cumberland County, Maine
In the year 2025, the limit for a conventional loan in South-Portland, located within the county of Cumberland, ME, is set at $647,200, whereas the FHA loan limit for a single-family house is $463,450.
Use the Lendersa® Conventional loan calculator to assess today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, creditworthiness, reserves, and documentation needed for eligibility. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program that is most suitable for your financial situation in ME.
2025 Loan Limits and Downpayment Requirements in South-Portland, Cumberland, ME
Type of Loan
Maximum Loan Limit
Down Payment Required
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$463,450
3.5%
This comparison table corresponds to the following zip codes: 4106
Options for Conventional and FHA Loans in South-Portland, ME
At Lendersa®, our objective is to secure the best possible Conventional, USDA, or FHA loan for you promptly and with minimal difficulty. Choose from three available starting points that connect you to aligned lenders and loan programs.
In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
Our Mission at First Federal is to provide escalating shareholder value through ever-increasing profitability & quality growth by building loyal, profitable customer relationships with individuals and businesses in the tri-state area. These relationships will be built by effectively marketing our financial products and services and delivering them.
Peoples Trust and Savings Bank is the hometown bank with longstanding ties to the community, big enough to provide the resources and banking services our customers need and want, yet small enough to care about each customer. We're a "Main Street" bank, not a Wall Street financial institution, so we provide personalized customer service.
Evansville, like the rest of the country, was beginning to recover from the depths of the Depression in the mid-1930s when several teachers decided to pool their savings to generate much-needed loans for their fellow workers and themselves in 1936. The first employee groups to be served by Evansville Teachers Federal Credit Union
Mortgage Masters of Indiana, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
101 Plaza East Blvd, Suite 232, Evansville, IN, 47715
Acceptance Home Mortgage, LLC, has built an excellent reputation serving the lending needs of individual home buyers, builders and real estate professionals throughout Indiana and Kentucky.We have over 150 years combined experience lending on the American dream, as well as being licensed in multiple states.
Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.
We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.
