FHA VS Conventional loan in South-Portland, Cumberland County, Maine
In the year 2026, the limit for a conventional loan in South-Portland, located within the county of Cumberland, ME, is set at $647,200, whereas the FHA loan limit for a single-family house is $463,450.
Use the Lendersa® Conventional loan calculator to assess today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, creditworthiness, reserves, and documentation needed for eligibility. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program that is most suitable for your financial situation in ME.
2026 Loan Limits and Downpayment Requirements in South-Portland, Cumberland, ME
Type of Loan
Maximum Loan Limit
Down Payment Required
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$463,450
3.5%
This comparison table corresponds to the following zip codes: 4106
Options for Conventional and FHA Loans in South-Portland, ME
At Lendersa®, our objective is to secure the best possible Conventional, USDA, or FHA loan for you promptly and with minimal difficulty. Choose from three available starting points that connect you to aligned lenders and loan programs.
24 Christopher Toppi Drive, South Portland, ME, 04106
Lends in Maine
Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans
10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106
Lends in Maine
Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.
Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.
At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates. we help you make the most of your money by taking the time to learn your story.
Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you.
Mark Violette is the owner of Maine Mortgage Solutions LLC
Blue Stripe Mortgage is a family business that is locally owned and operated in Scarborough, Maine. We have been helping clients throughout the entire state of Maine with their mortgage needs since 2005. Whether you are purchasing a new home, or refinancing your current home, we will guide you through every step of the mortgage process with ease.
383 US Route One, Suite 1F, Scarborough, ME, 04074
Lends in Maine
"Assured Mortgage Solutions is a well established local Mortgage Company with over 25 years of combined experience in the industry.
Since 2008, the two experienced Mortgage Professionals that created Assured Mortgage Solutions, have helped many Maine families achieve mortgage financing through our use of nationwide and local resources."
cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.
