FHA VS Conventional loan programs in Cape-Elizabeth, Cumberland County, Maine
In the year 2026, the Conventional loan limit in Cape-Elizabeth, which is part of Cumberland County, ME, is set to $647,200. Meanwhile, the FHA loan limit for a single-family home stands at $463,450.
Utilize the Lendersa® Conventional loan calculator to contrast the best rate options available today among Conventional, FHA, and USDA loans. By analyzing income, credit, reserves, and required documentation, you can see Conforming Conventional and other loan types like USDA, FHA, and VA side by side. This helps in selecting the most suitable loan program in ME for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Cape-Elizabeth, Cumberland County, ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$463,450
3.5%
This table is relevant for the zip codes: 4107
Explore Conventional and FHA Loan Options in Cape-Elizabeth, ME
The objective at Lendersa® is to secure the best possible loan, whether Conventional, USDA, or FHA, quickly and effortlessly. Begin by selecting from any of the three starting points to connect with appropriate lenders and loan programs.
24 Christopher Toppi Drive, South Portland, ME, 04106
Lends in Maine
Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans
10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106
Lends in Maine
Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.
Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.
TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates. we help you make the most of your money by taking the time to learn your story.
At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you.
Mark Violette is the owner of Maine Mortgage Solutions LLC
Blue Stripe Mortgage is a family business that is locally owned and operated in Scarborough, Maine. We have been helping clients throughout the entire state of Maine with their mortgage needs since 2005. Whether you are purchasing a new home, or refinancing your current home, we will guide you through every step of the mortgage process with ease.
383 US Route One, Suite 1F, Scarborough, ME, 04074
Lends in Maine
"Assured Mortgage Solutions is a well established local Mortgage Company with over 25 years of combined experience in the industry.
Since 2008, the two experienced Mortgage Professionals that created Assured Mortgage Solutions, have helped many Maine families achieve mortgage financing through our use of nationwide and local resources."
cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.
