In the year 2026, the Conventional loan limit in Cape-Elizabeth, which is part of Cumberland County, ME, is set to $647,200. Meanwhile, the FHA loan limit for a single-family home stands at $463,450.
Utilize the Lendersa® Conventional loan calculator to contrast the best rate options available today among Conventional, FHA, and USDA loans. By analyzing income, credit, reserves, and required documentation, you can see Conforming Conventional and other loan types like USDA, FHA, and VA side by side. This helps in selecting the most suitable loan program in ME for your financial circumstances.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $322,900 | 0% | |
| FHA | $463,450 | 3.5% |
This table is relevant for the zip codes: 4107
The objective at Lendersa® is to secure the best possible loan, whether Conventional, USDA, or FHA, quickly and effortlessly. Begin by selecting from any of the three starting points to connect with appropriate lenders and loan programs.
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