Explore the differences! FHA VS Conventional loan programs in Allendale, Ottawa County, Michigan

In 2025, Convetional loan limit in Allendale, county of Ottawa, MI is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Allendale, county of Ottawa, MI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 49460, 49401

Conventional and FHA loan options in Allendale, MI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Evansville Teachers Federal Credit Union
  • 4401 Theater Drive, Evansville, IN, 47715
  • Evansville, like the rest of the country, was beginning to recover from the depths of the Depression in the mid-1930s when several teachers decided to pool their savings to generate much-needed loans for their fellow workers and themselves in 1936. The first employee groups to be served by Evansville Teachers Federal Credit Union
  • Mortgage Masters of Indiana
  • 501 N. Cross Pointe Blvd, Evansville, IN, 47715
  • Mortgage Masters of Indiana, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Acceptance Home Mortgage, LLC
  • 101 Plaza East Blvd, Suite 232, Evansville, IN, 47715
  • Acceptance Home Mortgage, LLC, has built an excellent reputation serving the lending needs of individual home buyers, builders and real estate professionals throughout Indiana and Kentucky.We have over 150 years combined experience lending on the American dream, as well as being licensed in multiple states.
  • Labor Management Federal Credit Union
  • 8225 US Highway 60 W, Lewisport, KY, 42351
  • Labor Management FCU was chartered on December 18, 1974. The membership was chartered for Employees of Harvey Aluminum. Harvey Aluminum later became Martin Marietta, Commonwealth Aluminum & is known today as Aleris Aluminum. Today Aleris Aluminum employees 1000+ employs and is a global leader in the manufacture and sale of aluminum rolled products.
  • Heritage Federal Credit Union
  • 8266 Bell Oaks Dr, Newburgh, IN, 47630
  • Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car.
  • Topaz Mortgage
  • 4583 Prescot Dr, Newburgh, IN, 47630
  • Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers.
  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
  • First State Bank
  • 240 N. First St., Irvington, KY, 40146
  • First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Shell Lake State Bank
  • 102 5th Avenue, Shell Lake, WI, 54871
  • Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.