FHA VS Conventional loan programs in Hudsonville, Ottawa County, Michigan

In 2025, the Conventional loan ceiling in Hudsonville, within Ottawa county, MI, is designated as $726,200. Meanwhile, the FHA limit for a single-family home amounts to $472,030.

Harness the power of the Lendersa® Conventional loan calculator to explore the most favorable rates for Conventional, FHA, and USDA loans available today. Determine the required income, credit, reserves, and documents needed for qualification easily. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to decide which program in MI suits your personal financial needs best.

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2025 Loan Limits and Down Payment Requirements in Hudsonville, Ottawa County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 49426

Exploring Conventional and FHA Loan Options in Hudsonville, MI

The mission of Lendersa® is to rapidly secure top-tier Conventional, USDA, or FHA loans without unnecessary hassle. Begin your journey with one of three options that ensure a connection to matching lenders and suitable loan programs.

Examine the results from Lendersa USDA loan requests


  • Cap City Mortgage Inc
  • 4080 Truxel Road, Suite 100, Sacramento, CA, 95834
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Golden Bay Mortgage Group
  • 1143 N. Market Blvd Suite 1, Sacramento, CA, 95834
  • Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations. Now times have changed and the importance of home ownership is again an opportunity for all. Our intention is to provide a place where our customers can feel secure
  • Allequities Funding
  • 3811 Florin Road, Suite 3, Sacramento, CA, 95823
  • This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
  • Allgenes Home Loans
  • 6747 Stockton Boulevard, Suite B, Sacramento, CA, 95823
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Elevate Mortgage
  • 717 K Street, Suite 510, Sacramento, CA, 95814
  • Elevate mortgage is a diverse, experienced team of mortgage professionals who are client focused and bring results. With access to over 100 different lenders, we can provide you the best financing available. Over 75% of our business comes from past clients and referral partners who are confident in our abilities.
  • Eric Teply Mortgage Advisor
  • 1231 I Street, Suite 203, Sacramento, CA, 95814
  • Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.
  • PMI
  • 520 Capitol Mall, Suite 780, Sacramento, CA, 95814
  • Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.
  • 101 Mortgage & Realty
  • 1231 I Street, Suite 203, Sacramento, CA, 95814
  • At Professional Mortgage Associates, we work with many home buyers who are looking to purchase in the Sacramento, CA area. When working together, we can help you find the right home loan to finance your dream. We care about our customers, which is why our phones are always on. Contact us any time, day, or night.
  • Simple Mortgage Financial
  • 500 Capitol Mall, Sacramento, CA, 95814
  • At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • FirstFund Mortgage Corp
  • 4845 Via Don Luis, Thousand Oaks, CA, 91320
  • FirstFund Mortgage Corp. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
  • Thousand Oaks Mortgage
  • 2318 Yew Drive, Newbury Park, CA, 91320
  • Thousand Oaks Mortgage has been in business for 19 years. Throughout the ups and downs of our economy, we have been able to maintain and fulfill our mission statement, which is to stay true to our clients and provide them with the best solutions to the financial questions and concerns. Most if not all of our business has always been referral based.
  • Pacific Elite Financial
  • 3872 Foxdale Ct, Thousand Oaks, CA, 91320
  • Pacific Elite Financial mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.