As of 2025, in the city of Ferrysburg, within Ottawa county, MI, the limit for a conventional loan is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence stands at $472,030.
Lendersa® offers a Conventional loan calculator that allows you to compare the current best rates for Conventional, FHA, and USDA loans. This tool assists in assessing the income, credit, reserves, and documentation requirements needed for qualification. Compare side-by-side options for Conforming Conventional, USDA, FHA, and VA loan programs in MI to identify the optimal choice for your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This table is applicable for these zip codes: 49456, 49409
Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loans, ensuring a seamless process. You can begin with any of the three options, leading you to the right lenders and loan programs.
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